Nikkei Credit Union

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A short history of Nikkei CU

Since its inception in 1951 the Nikkei Credit Union has been serving its members in the GARDENA, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jon Hernandez, the Nikkei CU has grown its membership to over 4,820 with assets of more than $67,852,661. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (310) 324-1544 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GARDENA, CA.

General Information For Nikkei CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65059
Address 18425 S WESTERN AVE 
State California 
Zip-Code 90248
Phone Number (310) 324-1544
Fax Number (310) 324-1659
Email Address:
CEO/President Jon Hernandez
Members 4,820 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 67,852,661 

Compare Nikkei Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pacific Transportation CU Waterman 444 S Waterman Ave 92408 (866) 773-9835 No 1.31
Northrop Grumman CU Central Bldg 7323 Aviation Blvd 92408 (410) 993-6000 No 1.54
Honda CU Anna Office 12500 Meranda Rd 45302 (937) 642-6000 No 2.03
Schools CU South Bay 2200 W Artesia Blvd 90220 (310) 632-0100 No 2.24
Star Harbor CU Harland Financial Solution 3737 Westown Pkwy 50266 (515) 453-2874 No 3.99

Nikkei Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Nikkei Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 4.50 5.50 4.70 4.45
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 341 384 232 162
Rank Among All California Credit Unions 96 121 134 93 45

Nikkei Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.07 0.14 0.26 0.88 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 122 121 104 194 266
Rank Among All California Credit Unions 22 32 29 48 79
Nikkei Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.000211366,750
All Other Unsecured Loans/Lines of Credit 12.00096471,754
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.5001011,809,026
Used Vehicle Loans 5.5003092,957,694
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.7008117,505,204
Total Other Real Estate Loans/Lines of Credit 4.450934,791,031
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.00031239,482
TOTAL LOANS & LEASES 92228,140,941

Nikkei Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 227,787,93531,248,776
    b. 15 Years or less 232,307,77500
    a. > 15 years 1445,03800
    b. 15 Years or less 3949,93000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 294,560,57683,020,747
Adjustable Rate > 1 yr 31,453,95000


Closed-End Fixed Rate 7136,54400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 864,654,487161,300,372
Open-End Fixed Rate 0000
TOTALS 17422,296,235275,569,895


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Nikkei Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes