Singing River Federal Credit Union

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A short history of Singing River FCU

Since its inception in 1953 the Singing River Federal Credit Union has been serving its members in the MOSS POINT, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by JAMES SMITH JR, the Singing River FCU has grown its membership to over 25,109 with assets of more than $212,362,678. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (228) 475-9531 or email them at help@srfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MOSS POINT, MS.

General Information For Singing River FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8694
Address 6006 Highway 63 
City MOSS POINT 
State Mississippi 
Zip-Code 39563
Phone Number (228) 475-9531
Fax Number (228) 407-1025
Email Address: help@srfcu.org
CEO/President JAMES SMITH JR
Members 25,109 
Full-Time Employees 68 
Part-Time Employees
Number of Branch Offices
Total Assets 212,362,678 
Website http://WWW.SRFCU.ORG 

Compare Singing River Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Gulf Trust CU Gulf Trust Credit Union 23 Marks Rd 39564 (228) 875-6190 No 4.02
Navigator Cu CU IT Building 1870 Highway 90 39568 (228) 475-7300 No 5.12
Southern Coastal CU D'Iberville office 10383 Auto Mall Pkwy 39533 (228) 273-3348 No 22.14
Biloxi Teachers CU Biloxi Teachers Fed CU 1445 Father Ryan Ave 39533 (228) 436-5126 No 23.41
Evonik Employees CU Evonik Employees Federal Credit Union 4301 Evonik Rd 36590 (251) 443-3598 No 23.96

Singing River Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Singing River Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.99 4.99 4.99 3.75 4.74
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 340 396 323 102 199
Rank Among All Mississippi Credit Unions 13 35 14 3 5

Singing River Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.25 0.65 1.63 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 95 42 76 227
Rank Among All Mississippi Credit Unions 10 21 1 6 14
Singing River Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9901,6434,390,122
All Other Unsecured Loans/Lines of Credit 9.9902,8159,569,114
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.99089119,838,862
Used Vehicle Loans 4.9904,18257,997,091
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75082863,670,653
Total Other Real Estate Loans/Lines of Credit 4.740632,280,930
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.9901,37719,536,824
TOTAL LOANS & LEASES 11,799177,283,596

Singing River Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 15016,151,55471,387,250
    b. 15 Years or less 42624,906,721252,247,231
Balloon/Hybrid
    a. > 15 years 4704,58600
    b. 15 Years or less 9215,154,51882,674,709
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 222,730,39400
Adjustable Rate > 1 yr 1344,022,88000

OTHER REAL ESTATE

Closed-End Fixed Rate 632,280,93024816,668
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 89165,951,583647,125,858

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Singing River Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes