Southern Coastal Federal Credit Union

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A short history of Southern Coastal FCU

Since its inception in 1973 the Southern Coastal Federal Credit Union has been serving its members in the BILOXI, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Alison Lynd, the Southern Coastal FCU has grown its membership to over 1,365 with assets of more than $9,712,895. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (228) 432-0284 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BILOXI, MS.

General Information For Southern Coastal FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24885
Address P.O. BOX 503 
City BILOXI 
State Mississippi 
Zip-Code 39533
Phone Number (228) 432-0284
Fax Number (228) 435-6364
Email Address: ----
CEO/President Alison Lynd
Members 1,365 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,712,895 
Website http://www.coastalcu.net 

Compare Southern Coastal Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Biloxi Teachers CU Biloxi Teachers Fed CU 1445 Father Ryan Ave 39533 (228) 436-5126 No 2.15
Credit Union South CU Credit Union South 12460 Highway 49 Ste A 39503 (228) 207-4767 No 3.81
Keesler CU RAF Mildenhall Unit 5010 09459 5561 No 6.22
Harrison County P O E CU Office 1976 Popps Ferry Rd 39532 (228) 896-0038 No 7.63
Gulf Coast Community CU Bay St Louis Branch 295 Highway 90 Ste 27 39503 (228) 466-9975 No 13.86

Southern Coastal Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Southern Coastal Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.50 5.50 7.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 341 384 438 N/A
Rank Among All Mississippi Credit Unions N/A 26 17 22 N/A

Southern Coastal Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.48 N/A 1.50 1.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 68 N/A 91 74
Rank Among All Mississippi Credit Unions N/A 13 N/A 8 2
Southern Coastal Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.5007611,163,107
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.000183,692
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.500801,898,815
Used Vehicle Loans 5.5003123,100,175
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.0007171,452
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.00088998,433
TOTAL LOANS & LEASES 1,2667,335,674

Southern Coastal Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 7171,45200
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 7171,45200

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Southern Coastal Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes