Gulf Trust Credit Union

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A short history of Gulf Trust CU

Since its inception in 1972 the Gulf Trust Credit Union has been serving its members in the PASCAGOULA, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Betty Hutchinson, the Gulf Trust CU has grown its membership to over 4,643 with assets of more than $25,424,113. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (228) 762-0659 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PASCAGOULA, MS.

General Information For Gulf Trust CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61356
Address 2533 DENNY AVE 
State Mississippi 
Zip-Code 39567
Phone Number (228) 762-0659
Fax Number (228) 762-0377
Email Address:
CEO/President Betty Hutchinson
Members 4,643 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 25,424,113 

Compare Gulf Trust Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Navigator Cu CU IT Building 1870 Highway 90 39568 (228) 475-7300 No 0.27
Singing River CU PASCAGOULA 3210 MARKET ST 39563 (228) 762-7878 No 5.36
Southern Coastal CU D'Iberville office 10383 Auto Mall Pkwy 39533 (228) 273-3348 No 20.04
Biloxi Teachers CU Biloxi Teachers Fed CU 1445 Father Ryan Ave 39533 (228) 436-5126 No 21.27
Credit Union South CU Credit Union South 12460 Highway 49 Ste A 39503 (228) 207-4767 No 22.89

Gulf Trust Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Gulf Trust Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.99 1.99 2.77 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 34 21 14 168
Rank Among All Mississippi Credit Unions N/A 1 1 1 4

Gulf Trust Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.30 0.35 0.40 0.90 2.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 89 81 76 190 49
Rank Among All Mississippi Credit Unions 5 16 4 21 1
Gulf Trust Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.7501,7162,434,314
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.990661,150,929
Used Vehicle Loans 1.9903333,302,501
Total 1st Mortgage Real Estate Loans/Lines of Credit 2.7701005,855,547
Total Other Real Estate Loans/Lines of Credit 4.500411,753,065
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9901291,405,065
TOTAL LOANS & LEASES 2,38515,901,421

Gulf Trust Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6609,8991120,000
    b. 15 Years or less 462,079,005129,700
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 15,86500
Adjustable Rate > 1 yr 473,160,77812423,098


Closed-End Fixed Rate 3224,71200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 381,528,353658,488
Open-End Fixed Rate 0000
TOTALS 1417,608,61220631,286


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Gulf Trust Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes