Navigator Cu Credit Union

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A short history of Navigator Cu CU

Since its inception in 1939 the Navigator Cu Credit Union has been serving its members in the Pascagoula, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Fertitta, the Navigator Cu CU has grown its membership to over 45,485 with assets of more than $348,393,687. They have a main office and 16 branch offices. Please see the credit unions website or contact them by phone at (228) 475-7300 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Pascagoula, MS.

General Information For Navigator Cu CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63637
Address P. O. Box 1647 
City Pascagoula 
State Mississippi 
Zip-Code 39568
Phone Number (228) 475-7300
Fax Number () -
Email Address:
CEO/President Robert Fertitta
Members 45,485 
Full-Time Employees 129 
Part-Time Employees
Number of Branch Offices 16 
Total Assets 348,393,687 

Compare Navigator Cu Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Gulf Trust CU Gulf Trust Credit Union 23 Marks Rd 39564 (228) 875-6190 No 1.21
Singing River CU PASCAGOULA 3210 MARKET ST 39563 (228) 762-7878 No 5.01
Southern Coastal CU D'Iberville office 10383 Auto Mall Pkwy 39533 (228) 273-3348 No 20.65
Biloxi Teachers CU Biloxi Teachers Fed CU 1445 Father Ryan Ave 39533 (228) 436-5126 No 21.88
Credit Union South CU Credit Union South 12460 Highway 49 Ste A 39503 (228) 207-4767 No 23.50

Navigator Cu Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Navigator Cu Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 2.99 2.99 4.67 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 145 91 228 100
Rank Among All Mississippi Credit Unions 12 11 4 11 2

Navigator Cu Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.35 0.40 2.13 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 81 76 31 219
Rank Among All Mississippi Credit Unions 10 16 4 3 13
Navigator Cu Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9003,6063,921,193
All Other Unsecured Loans/Lines of Credit 11.99013,92630,361,641
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9903,11268,616,893
Used Vehicle Loans 2.9908,336105,006,470
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.67066642,024,342
Total Other Real Estate Loans/Lines of Credit 4.0001563,672,208
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.0002,08512,675,453
TOTAL LOANS & LEASES 31,887266,278,200

Navigator Cu Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4637,862121,740,700
    b. 15 Years or less 61135,160,600443,681,225
    a. > 15 years 506,221,08400
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 14,79600
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 17474,611155,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1393,197,59771531,555
Open-End Fixed Rate 0000
TOTALS 82245,696,5501286,008,480


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Navigator Cu Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes