South Credit Union

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A short history of South CU

Since its inception in 1935 the South Credit Union has been serving its members in the Gulfport, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Karen Lizana, the South CU has grown its membership to over 1,992 with assets of more than $8,207,911. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (228) 207-4767 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Gulfport, MS.

General Information For South CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68424
Address 12460 Highway 49 Ste A 
City Gulfport 
State Mississippi 
Zip-Code 39503
Phone Number (228) 207-4767
Fax Number (228) 388-5188
Email Address:
CEO/President Karen Lizana
Members 1,992 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 8,207,911 

Compare South Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Gulf Coast Community CU Bay St Louis Branch 295 Highway 90 Ste 27 39503 (228) 466-9975 No 3.32
Memorial CU MEMORIAL FEDERAL CREDIT UNION 4500 13th St 39502 (228) 865-3142 No 7.76
Harrison County P O E CU Office 1976 Popps Ferry Rd 39532 (228) 896-0038 No 9.94
Keesler CU RAF Mildenhall Unit 5010 09459 5561 No 11.19
Biloxi Teachers CU Biloxi Teachers Fed CU 1445 Father Ryan Ave 39533 (228) 436-5126 No 15.04

South Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

South Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 4.45 4.45 6.25 6.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 335 257 392 368
Rank Among All Mississippi Credit Unions 14 24 10 18 12

South Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 N/A 0.50 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 N/A 263 266
Rank Among All Mississippi Credit Unions 12 27 N/A 29 19
South Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900299384,666
All Other Unsecured Loans/Lines of Credit 10.000646862,772
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.45032384,584
Used Vehicle Loans 4.4502521,815,837
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.2507424,148
Total Other Real Estate Loans/Lines of Credit 6.250379,788
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.90037332,418
TOTAL LOANS & LEASES 1,2764,284,213

South Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1150,77700
    b. 15 Years or less 6273,37100
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 379,78800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 10503,93600


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

South Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes