Evonik Employees Federal Credit Union

Social
  • +1

A short history of Evonik Employees FCU

Since its inception in 1982 the Evonik Employees Federal Credit Union has been serving its members in the Theodore, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cathy Averette, the Evonik Employees FCU has grown its membership to over 907 with assets of more than $8,088,676. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (251) 443-3598 or email them at DEFCU@evonik.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Theodore, AL.

General Information For Evonik Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 23893
Address PO Box 868 
City Theodore 
State Alabama 
Zip-Code 36590
Phone Number (251) 443-3598
Fax Number (251) 443-3557
Email Address: DEFCU@evonik.com
CEO/President Cathy Averette
Members 907 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 8,088,676 
Website http://www.evonikefcu.com 

Compare Evonik Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
New Horizons CU Brookley Branch 1976 Michigan Ave Ste C 36652 (251) 316-3132 No 7.68
Azalea City CU AZALEA CITY CREDIT UNION 1708 DAUPHIN ST 36604 (251) 479-1916 No 8.04
Mobile Postal CU Mobile Postal Employees Credit Union 800 Downtowner Loop W 36616 (251) 342-1472 No 8.87
Mobile Educators CU SARALAND 12 SARALAND BLVD N 36571 (251) 675-3301 No 9.53
University Of South Alabama CU Autonomy Live Vault 5024 Parkway Plaza Blvd 28217 (888) 796-4827 No 9.67

Evonik Employees Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Evonik Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 3.90 4.90 N/A 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 262 312 N/A 200
Rank Among All Alabama Credit Unions 27 30 31 N/A 17

Evonik Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.03 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 148 N/A N/A N/A
Rank Among All Alabama Credit Unions N/A 26 N/A N/A N/A
Evonik Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.90071161,624
All Other Unsecured Loans/Lines of Credit 12.900129321,861
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.900861,623,705
Used Vehicle Loans 4.9001721,931,334
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.750358,684
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.000718,438
TOTAL LOANS & LEASES 4684,115,646

Evonik Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 358,68400
Open-End Fixed Rate 0000
TOTALS 358,68400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Evonik Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes