Seattle Metropolitan Credit Union

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A short history of Seattle Metropolitan CU

Since its inception in 1933 the Seattle Metropolitan Credit Union has been serving its members in the Seattle, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Richard Romero, the Seattle Metropolitan CU has grown its membership to over 46,733 with assets of more than $833,839,034. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (206) 398-5500 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Seattle, WA.

General Information For Seattle Metropolitan CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68315
Address 1521 1st Ave S Ste 500 
City Seattle 
State Washington 
Zip-Code 98134
Phone Number (206) 398-5500
Fax Number (206) 398-5516
Email Address: none
CEO/President Richard Romero
Members 46,733 
Full-Time Employees 160 
Part-Time Employees
Number of Branch Offices
Total Assets 833,839,034 

Compare Seattle Metropolitan Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Express CU Express Credit Union 1930 6th Ave S Ste 104 98134 (206) 622-1850 No 1.20
Waterfront CU Main/Corp office 2414 SW Andover St Ste E100 98106 (206) 622-8415 No 1.24
Inspirus CU Lynnwood Branch 3405 188th St SW 98111 (206) 628-4010 No 3.49
Salal CU JHA CELR 296 Buena Vista Rd 65616 (619) 542-7079 No 4.28
Nordstrom CU NFCU Branch 1617 6th Ave Fl 5 98103 (206) 373-4400 No 6.02

Seattle Metropolitan Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Seattle Metropolitan Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.17 3.57 3.96 3.77 4.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 354 218 197 105 223
Rank Among All Washington Credit Unions 39 28 21 12 21

Seattle Metropolitan Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.11 0.05 0.59 1.19 0.73
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 115 143 50 136 195
Rank Among All Washington Credit Unions 12 18 3 12 12
Seattle Metropolitan Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.1708,77632,945,697
All Other Unsecured Loans/Lines of Credit 10.9202,9917,830,606
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.00017790,862
New Vehicle Loans 3.5702,74038,607,749
Used Vehicle Loans 3.9608,43285,130,918
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.770927290,300,284
Total Other Real Estate Loans/Lines of Credit 4.9501,60553,172,073
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.7102,394165,431,785
TOTAL LOANS & LEASES 28,042673,509,974

Seattle Metropolitan Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 380144,397,8155049,595,352
    b. 15 Years or less 35593,927,9494431,424,889
    a. > 15 years 16244,068,22852,064,198
    b. 15 Years or less 277,743,82531,169,115
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 3162,46700
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 74633,415,0341056,070,464
Closed-End Adjustable Rate 612,529,38500
Open-End Adjustable Rate 79817,227,65438912,345,844
Open-End Fixed Rate 0000
TOTALS 2,532343,472,357596102,669,862


Interest Only & Payment Option 1st Mortgage Loans 5911,6630
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Seattle Metropolitan Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes