Express Credit Union

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A short history of Express CU

Since its inception in 1934 the Express Credit Union has been serving its members in the Seattle, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Paul Baudin, the Express CU has grown its membership to over 3,175 with assets of more than $12,054,308. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (206) 622-1850 or email them at expresscu@expresscu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Seattle, WA.

General Information For Express CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68273
Address PO Box 94286 
City Seattle 
State Washington 
Zip-Code 98134
Phone Number (206) 622-1850
Fax Number (206) 622-2073
Email Address: expresscu@expresscu.org
CEO/President Paul Baudin
Members 3,175 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 12,054,308 
Website http://www.expresscu.org 

Compare Express Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Waterfront CU Main/Corp office 2414 SW Andover St Ste E100 98106 (206) 622-8415 No 1.24
Seattle Metropolitan CU Southcenter 17250 Southcenter Pkwy Ste 132 98188 (206) 398-5500 No 2.31
Inspirus CU Lynnwood Branch 3405 188th St SW 98111 (206) 628-4010 No 3.49
Salal CU JHA CELR 296 Buena Vista Rd 65616 (619) 542-7079 No 4.28
Nordstrom CU NFCU Branch 1617 6th Ave Fl 5 98103 (206) 373-4400 No 6.02

Express Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Express Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.05 7.28 7.30 4.00 5.16
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 412 559 571 138 251
Rank Among All Washington Credit Unions 50 58 57 18 26

Express Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.20 0.20 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 114 318 266
Rank Among All Washington Credit Unions N/A 13 15 40 31
Express Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.050477598,148
All Other Unsecured Loans/Lines of Credit 9.830327567,937
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 7.2801262,478,567
Used Vehicle Loans 7.3006015,981,859
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0004455,134
Total Other Real Estate Loans/Lines of Credit 5.160395,710
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.6501123,509
TOTAL LOANS & LEASES 1,54910,200,864

Express Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4455,13400
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 395,71000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 7550,84400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Express Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes