Inspirus Credit Union

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A short history of Inspirus CU

Since its inception in 1936 the Inspirus Credit Union has been serving its members in the Seattle, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Scott Adkins, the Inspirus CU has grown its membership to over 79,630 with assets of more than $1,234,748,145. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (206) 628-4010 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Seattle, WA.

General Information For Inspirus CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68362
Address PO BOX 576 
City Seattle 
State Washington 
Zip-Code 98111
Phone Number (206) 628-4010
Fax Number (206) 676-3638
Email Address:
CEO/President Scott Adkins
Members 79,630 
Full-Time Employees 146 
Part-Time Employees
Number of Branch Offices
Total Assets 1,234,748,145 

Compare Inspirus Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Seattle Metropolitan CU Southcenter 17250 Southcenter Pkwy Ste 132 98188 (206) 398-5500 No 0.17
Express CU Express Credit Union 1930 6th Ave S Ste 104 98134 (206) 622-1850 No 1.30
Salal CU JHA CELR 296 Buena Vista Rd 65616 (619) 542-7079 No 1.93
Waterfront CU Main/Corp office 2414 SW Andover St Ste E100 98106 (206) 622-8415 No 3.05
Nordstrom CU NFCU Branch 1617 6th Ave Fl 5 98103 (206) 373-4400 No 3.66

Inspirus Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Inspirus Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 6.59 2.59 2.74 3.95 3.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 34 93 70 133 94
Rank Among All Washington Credit Unions 2 9 6 15 3

Inspirus Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 N/A 0.40 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 N/A 284 266
Rank Among All Washington Credit Unions 13 11 N/A 32 31
Inspirus Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 6.59019,986105,575,339
All Other Unsecured Loans/Lines of Credit 7.9008,06328,212,637
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.5904,43193,638,594
Used Vehicle Loans 2.74010,416140,942,169
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.9501,957284,062,484
Total Other Real Estate Loans/Lines of Credit 3.9502,05987,720,194
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.3506,213188,325,535
TOTAL LOANS & LEASES 53,125928,476,952

Inspirus Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 16834,030,125144,729,442
    b. 15 Years or less 1,479165,414,30236157,287,639
    a. > 15 years 15068,177,07100
    b. 15 Years or less 3110,094,11300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1296,346,873762,437,356
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1,58167,983,25723414,502,014
Closed-End Adjustable Rate 262,926,34100
Open-End Adjustable Rate 45216,810,5963218,217,265
Open-End Fixed Rate 0000
TOTALS 4,016371,782,6781,00687,173,716


Interest Only & Payment Option 1st Mortgage Loans 1296,346,8732,437,356
Interest Only & Payment Option Other RE/LOC Loans 47717,760,9938,217,265
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Inspirus Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes