Riverfall Credit Union

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A short history of Riverfall CU

Since its inception in 1953 the Riverfall Credit Union has been serving its members in the TUSCALOOSA, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Diane Hester, the Riverfall CU has grown its membership to over 9,034 with assets of more than $121,120,981. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (205) 759-1505 or email them at generalinfo@ttcuweb.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TUSCALOOSA, AL.

General Information For Riverfall CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60942
Address P.O. BOX 1756 
State Alabama 
Zip-Code 35403
Phone Number (205) 759-1505
Fax Number (205) 758-3696
Email Address: generalinfo@ttcuweb.com
CEO/President Diane Hester
Members 9,034 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 121,120,981 
Website http://riverfallcu.com 

Compare Riverfall Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Alabama CU Huntsville Branch 851 John Wright Dr 35899 (256) 824-6518 No 0.42
Dch CU Office 1008 Veterans Memorial Pkwy 35404 (205) 759-7317 No 0.55
Alabama One CU Skyland East 3700 Skyland Blvd E 35405 (205) 759-1595 No 0.66
Tuscaloosa CU Skyland 2925 Skyland Blvd E 35405 (205) 469-0083 No 2.01
Tuscaloosa V A CU Tuscaloosa VA Federal Credit Union 50 McFarland Blvd 35407 (205) 556-4575 No 2.34

Riverfall Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Riverfall Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 2.50 2.50 3.50 3.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 84 52 72 38
Rank Among All Alabama Credit Unions 27 9 5 5 1

Riverfall Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.25 0.60 1.75 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 95 48 61 227
Rank Among All Alabama Credit Unions 8 16 2 2 23
Riverfall Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.900441614,647
All Other Unsecured Loans/Lines of Credit 9.9002,1593,183,276
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.5002435,563,103
Used Vehicle Loans 2.50097711,047,828
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.50018718,900,157
Total Other Real Estate Loans/Lines of Credit 3.2501275,853,397
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0001862,504,894
TOTAL LOANS & LEASES 4,32047,667,302

Riverfall Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 10810,847,869141,666,657
    a. > 15 years 677,580,5742324,400
    b. 15 Years or less 0000
Other Fixed Rate 12471,7143226,000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1275,853,3977859,395
Open-End Fixed Rate 0000
TOTALS 31424,753,554263,076,452


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1055,328,359830,928
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Riverfall Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes