Alabama One Credit Union

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A short history of Alabama One CU

Since its inception in 1951 the Alabama One Credit Union has been serving its members in the TUSCALOOSA, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by William Wells, the Alabama One CU has grown its membership to over 61,806 with assets of more than $604,808,189. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (205) 759-1595 or email them at memberservices@alabamaone.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TUSCALOOSA, AL.

General Information For Alabama One CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68595
Address 1215 VETERANS MEMORIAL PKWY 
City TUSCALOOSA 
State Alabama 
Zip-Code 35404
Phone Number (205) 759-1595
Fax Number (205) 342-0111
Email Address: memberservices@alabamaone.org
CEO/President William Wells
Members 61,806 
Full-Time Employees 157 
Part-Time Employees 15 
Number of Branch Offices 11 
Total Assets 604,808,189 
Website http://www.alabamaone.org 

Compare Alabama One Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tuscaloosa V A CU Tuscaloosa VA Federal Credit Union 50 McFarland Blvd 35407 (205) 556-4575 No 1.71
Dch CU Office 1008 Veterans Memorial Pkwy 35404 (205) 759-7317 No 1.92
Alabama CU Huntsville Branch 851 John Wright Dr 35899 (256) 824-6518 No 2.17
Tuscaloosa CU Skyland 2925 Skyland Blvd E 35405 (205) 469-0083 No 3.76
City CU MAIN 2302 JACK WARNER PKWY 35401 (205) 349-4209 No 4.12

Alabama One Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Alabama One Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 4.00 4.00 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 282 203 138 100
Rank Among All Alabama Credit Unions 27 33 20 12 10

Alabama One Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.25 0.35 1.75 1.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 95 89 61 70
Rank Among All Alabama Credit Unions 13 16 10 2 4
Alabama One Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9004,3157,227,158
All Other Unsecured Loans/Lines of Credit 14.50019,98012,963,938
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.0001,00320,120,788
Used Vehicle Loans 4.0006,34456,687,507
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,616128,514,010
Total Other Real Estate Loans/Lines of Credit 4.00088318,724,654
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0002,31123,091,137
TOTAL LOANS & LEASES 36,452267,329,192

Alabama One Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13519,906,829507,983,931
    b. 15 Years or less 54342,023,962414,089,040
Balloon/Hybrid
    a. > 15 years 16529,554,8339379,975
    b. 15 Years or less 3613,821,341335,300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 73723,207,0454421,206,001
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 331,318,712261,192,400
Closed-End Adjustable Rate 19302,0861167
Open-End Adjustable Rate 83117,103,8561,9522,355,981
Open-End Fixed Rate 0000
TOTALS 2,499147,238,6642,52417,242,795

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 250,8670
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Alabama One Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes
Web Statistics