Tuscaloosa V A Federal Credit Union

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A short history of Tuscaloosa V A FCU

Since its inception in 1951 the Tuscaloosa V A Federal Credit Union has been serving its members in the Tuscaloosa, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Phyllis Crocker, the Tuscaloosa V A FCU has grown its membership to over 3,967 with assets of more than $39,345,480. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (205) 556-7819 or email them at tvacu@tvacu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Tuscaloosa, AL.

General Information For Tuscaloosa V A FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7532
Address P.O. Box 70400 
City Tuscaloosa 
State Alabama 
Zip-Code 35407
Phone Number (205) 556-7819
Fax Number (205) 553-1629
Email Address: tvacu@tvacu.com
CEO/President Phyllis Crocker
Members 3,967 
Full-Time Employees 18 
Part-Time Employees
Number of Branch Offices
Total Assets 39,345,480 
Website http://www.tvacu.com 

Compare Tuscaloosa V A Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
City CU MAIN 2302 JACK WARNER PKWY 35401 (205) 349-4209 No 2.83
Riverfall CU Northport Office 1615 McFarland Blvd 35403 (205) 759-1505 No 3.12
Alabama CU Huntsville Branch 851 John Wright Dr 35899 (256) 824-6518 No 3.17
Tuscaloosa CU Skyland 2925 Skyland Blvd E 35405 (205) 469-0083 No 3.22
Dch CU Office 1008 Veterans Memorial Pkwy 35404 (205) 759-7317 No 3.99

Tuscaloosa V A Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Tuscaloosa V A Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 3.99 6.99 4.66 5.06
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 279 544 227 236
Rank Among All Alabama Credit Unions 23 32 56 17 22

Tuscaloosa V A Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.18 0.25 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 121 310 271
Rank Among All Alabama Credit Unions N/A 19 18 39 32
Tuscaloosa V A Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900421667,473
All Other Unsecured Loans/Lines of Credit 11.990877481,735
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00042,470
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.99045878,395
Used Vehicle Loans 6.9901971,513,480
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.6601167,774,527
Total Other Real Estate Loans/Lines of Credit 5.06040778,169
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.99049291,650
TOTAL LOANS & LEASES 1,74912,387,899

Tuscaloosa V A Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 91,161,26900
    b. 15 Years or less 442,687,863111,280,090
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 543,803,69900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 9121,69600
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 336,78300
Closed-End Adjustable Rate 2135,56500
Open-End Adjustable Rate 35605,821115,000
Open-End Fixed Rate 0000
TOTALS 1568,552,696121,295,090

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Tuscaloosa V A Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes