Tuscaloosa Credit Union

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A short history of Tuscaloosa CU

Since its inception in 1951 the Tuscaloosa Credit Union has been serving its members in the TUSCALOOSA, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tommy Cobb, the Tuscaloosa CU has grown its membership to over 7,105 with assets of more than $74,404,775. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (205) 345-6043 or email them at mail@tuscaloosacu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TUSCALOOSA, AL.

General Information For Tuscaloosa CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60485
Address PO BOX 1518 
State Alabama 
Zip-Code 35403
Phone Number (205) 345-6043
Fax Number (205) 345-6343
Email Address: mail@tuscaloosacu.org
CEO/President Tommy Cobb
Members 7,105 
Full-Time Employees 28 
Part-Time Employees
Number of Branch Offices
Total Assets 74,404,775 
Website http://www.tuscaloosacu.com 

Compare Tuscaloosa Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Alabama CU Huntsville Branch 851 John Wright Dr 35899 (256) 824-6518 No 0.42
Dch CU Office 1008 Veterans Memorial Pkwy 35404 (205) 759-7317 No 0.55
Alabama One CU Skyland East 3700 Skyland Blvd E 35405 (205) 759-1595 No 0.66
Tuscaloosa V A CU Tuscaloosa VA Federal Credit Union 50 McFarland Blvd 35407 (205) 556-4575 No 2.34
Riverfall CU Northport Office 1615 McFarland Blvd 35403 (205) 759-1505 No 2.51

Tuscaloosa Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Tuscaloosa Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 5.95 7.95 6.00 8.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 482 626 373 475
Rank Among All Alabama Credit Unions 24 56 63 35 46

Tuscaloosa Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.50 1.00 1.85
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 60 174 60
Rank Among All Alabama Credit Unions N/A 16 4 17 3
Tuscaloosa Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.0005961,208,030
All Other Unsecured Loans/Lines of Credit 12.0001,4632,706,710
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.9501242,544,470
Used Vehicle Loans 7.9501,56015,689,967
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.00027817,927,358
Total Other Real Estate Loans/Lines of Credit 8.000581,265,026
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.5002572,591,450
TOTAL LOANS & LEASES 4,33643,933,011

Tuscaloosa Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 14880,4991215,000
    b. 15 Years or less 754,430,307161,171,650
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 722,466,5503161,000
Adjustable Rate > 1 yr 11710,150,0023277,900


Closed-End Fixed Rate 14335,630120,640
Closed-End Adjustable Rate 485,43400
Open-End Adjustable Rate 40843,9623105,000
Open-End Fixed Rate 0000
TOTALS 33619,192,384271,951,190


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Tuscaloosa Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes