Redwood Credit Union

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A short history of Redwood CU

Since its inception in 1950 the Redwood Credit Union has been serving its members in the SANTA ROSA, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by michael cahalin, the Redwood CU has grown its membership to over 236,829 with assets of more than $3,537,717,635. They have a main office and 17 branch offices. Please see the credit unions website or contact them by phone at (800) 479-7928 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SANTA ROSA, CA.

General Information For Redwood CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60793
Address PO BOX 6104 
State California 
Zip-Code 95406
Phone Number (800) 479-7928
Fax Number (707) 568-3972
Email Address:
CEO/President michael cahalin
Members 236,829 
Full-Time Employees 496 
Part-Time Employees 38 
Number of Branch Offices 17 
Total Assets 3,537,717,635 

Compare Redwood Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sonoma CU Sonoma Federal Credit Union 1126 Montgomery Dr 95405 (707) 527-6216 No 0.70
Community First CU Corporate Office 1105 N Dutton Ave Ste A 95406 (707) 546-6000 No 1.01
North Bay CU Healdsburg Branch 1357 Healdsburg Ave 95407 (707) 584-0384 No 3.50
Silverado CU Silverado Home Office PO Box 330 94508 (707) 965-2483 No 17.26
Hamilton CU Hamilton FCU 11 Digital Dr Ste D 94949 (415) 883-5957 No 27.39

Redwood Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Redwood Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.49 2.69 2.44 3.25 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 296 107 45 44 168
Rank Among All California Credit Unions 62 41 25 11 48

Redwood Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.20 0.85 0.85
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 114 198 179
Rank Among All California Credit Unions 24 38 34 51 36
Redwood Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.49057,256160,252,329
All Other Unsecured Loans/Lines of Credit 11.49013,64545,192,151
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.69010,106235,797,607
Used Vehicle Loans 2.44029,290422,878,085
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.2503,7761,416,250,257
Total Other Real Estate Loans/Lines of Credit 4.5006,595307,216,468
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9906,131123,708,861
TOTAL LOANS & LEASES 126,7992,711,295,758

Redwood Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,234500,364,2985229,989,800
    b. 15 Years or less 41348,465,664162,537,750
    a. > 15 years 14245,203,807139,243,400
    b. 15 Years or less 1,987822,216,48820999,648,300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 74342,441,10217913,642,507
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 5,852264,775,36687824,708,736
Open-End Fixed Rate 0000
TOTALS 10,3711,723,466,7251,347179,770,493


Interest Only & Payment Option 1st Mortgage Loans 16770,209,5822,635,680
Interest Only & Payment Option Other RE/LOC Loans 2,882153,618,65535,404,811
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Redwood Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes