Community First Credit Union

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A short history of Community First CU

Since its inception in 1961 the Community First Credit Union has been serving its members in the SANTA ROSA, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Todd Sheffield, the Community First CU has grown its membership to over 20,156 with assets of more than $211,598,273. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (707) 546-6000 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SANTA ROSA, CA.

General Information For Community First CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67895
Address PO BOX 6004 
State California 
Zip-Code 95406
Phone Number (707) 546-6000
Fax Number (707) 546-0529
Email Address: none
CEO/President Todd Sheffield
Members 20,156 
Full-Time Employees 58 
Part-Time Employees
Number of Branch Offices
Total Assets 211,598,273 

Compare Community First Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sonoma CU Sonoma Federal Credit Union 1126 Montgomery Dr 95405 (707) 527-6216 No 0.70
Redwood CU Windsor Branch 8945 Brooks Rd S 95406 (800) 479-7928 No 1.96
North Bay CU Healdsburg Branch 1357 Healdsburg Ave 95407 (707) 584-0384 No 3.50
Silverado CU Silverado Home Office PO Box 330 94508 (707) 965-2483 No 17.26
Hamilton CU Hamilton FCU 11 Digital Dr Ste D 94949 (415) 883-5957 No 27.39

Community First Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Community First Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 3.15 3.15 4.08 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 161 109 152 229
Rank Among All California Credit Unions 119 65 50 60 70

Community First Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.10 0.20 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 134 318 283
Rank Among All California Credit Unions 24 38 46 97 89
Community First Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.900114124,416
All Other Unsecured Loans/Lines of Credit 9.950522658,783
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.1501,70338,582,413
Used Vehicle Loans 3.1503,50553,061,893
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.08013737,890,789
Total Other Real Estate Loans/Lines of Credit 5.00043818,544,857
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.080971,760,841
TOTAL LOANS & LEASES 6,516150,623,992

Community First Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 72,010,8671248,000
    b. 15 Years or less 6661,1401341,882
    a. > 15 years 4824,76000
    b. 15 Years or less 12034,394,02293,201,750
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 291,614,177130,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 38616,374,9932475,413,567
Open-End Fixed Rate 23555,6877106,766
TOTALS 57556,435,6462669,341,965


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 6331,24010,000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community First Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes