North Bay Credit Union

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A short history of North Bay CU

Since its inception in 1948 the North Bay Credit Union has been serving its members in the SANTA ROSA, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Chris Call, the North Bay CU has grown its membership to over 2,475 with assets of more than $45,127,443. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (707) 584-0384 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SANTA ROSA, CA.

General Information For North Bay CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63373
Address 304 SUTTON PLACE 
State California 
Zip-Code 95407
Phone Number (707) 584-0384
Fax Number (707) 584-3811
Email Address:
CEO/President Chris Call
Members 2,475 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 45,127,443 

Compare North Bay Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Community First CU Corporate Office 1105 N Dutton Ave Ste A 95406 (707) 546-6000 No 3.92
Sonoma CU Sonoma Federal Credit Union 1126 Montgomery Dr 95405 (707) 527-6216 No 4.46
Redwood CU Windsor Branch 8945 Brooks Rd S 95405 (800) 479-7928 No 5.35
Silverado CU Silverado Home Office PO Box 330 94508 (707) 965-2483 No 20.85
Hamilton CU Hamilton FCU 11 Digital Dr Ste D 94949 (415) 883-5957 No 25.14

North Bay Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

North Bay Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.35 3.63 3.45 4.23 4.37
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 187 224 142 172 150
Rank Among All California Credit Unions 33 88 65 74 39

North Bay Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.18 0.26 0.90 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 112 103 190 N/A
Rank Among All California Credit Unions N/A 28 28 46 N/A
North Bay Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.350435952,764
All Other Unsecured Loans/Lines of Credit 7.96073479,174
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.72012175,803
New Vehicle Loans 3.63033574,857
Used Vehicle Loans 3.4501641,593,369
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2308121,493,943
Total Other Real Estate Loans/Lines of Credit 4.370192,859,906
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.230803,110,658
TOTAL LOANS & LEASES 89731,240,474

North Bay Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 8121,493,94372,425,300


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 2126,17400
Open-End Adjustable Rate 172,733,73200
Open-End Fixed Rate 0000
TOTALS 10024,353,84972,425,300


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

North Bay Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes