Sonoma Federal Credit Union

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A short history of Sonoma FCU

Since its inception in 1961 the Sonoma Federal Credit Union has been serving its members in the Santa Rosa, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Renee Rayhill, the Sonoma FCU has grown its membership to over 1,903 with assets of more than $27,366,812. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (707) 527-6216 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Santa Rosa, CA.

General Information For Sonoma FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14415
Address 1126 Montgomery Drive 
City Santa Rosa 
State California 
Zip-Code 95405
Phone Number (707) 527-6216
Fax Number (707) 527-6835
Email Address:
CEO/President Renee Rayhill
Members 1,903 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 27,366,812 

Compare Sonoma Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Community First CU Corporate Office 1105 N Dutton Ave Ste A 95406 (707) 546-6000 No 3.08
Redwood CU Windsor Branch 8945 Brooks Rd S 95406 (800) 479-7928 No 3.47
North Bay CU Healdsburg Branch 1357 Healdsburg Ave 95407 (707) 584-0384 No 4.27
Silverado CU Silverado Home Office PO Box 330 94508 (707) 965-2483 No 15.60
Hamilton CU Hamilton FCU 11 Digital Dr Ste D 94949 (415) 883-5957 No 26.58

Sonoma Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Sonoma Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.65 2.75 4.50 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 103 71 205 168
Rank Among All California Credit Unions N/A 39 32 87 48

Sonoma Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.02 0.05 0.55 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 151 142 251 219
Rank Among All California Credit Unions 28 49 52 69 52
Sonoma Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 6.2503975,460
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.65043794,033
Used Vehicle Loans 2.7501661,645,092
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.500193,406,831
Total Other Real Estate Loans/Lines of Credit 4.500793,494,178
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.50027511,644,670
TOTAL LOANS & LEASES 62121,060,264

Sonoma Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 5466,41800
    a. > 15 years 0000
    b. 15 Years or less 71,667,58700
Other Fixed Rate 4617,70200
Adjustable Rate 1 yr or less 3655,12400
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 5227,03800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 743,267,1403245,000
Open-End Fixed Rate 0000
TOTALS 986,901,0093245,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 295,5330
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sonoma Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes