Perfect Circle Credit Union

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A short history of Perfect Circle CU

Since its inception in 1932 the Perfect Circle Credit Union has been serving its members in the Hagerstown, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lisa Dykhoff, the Perfect Circle CU has grown its membership to over 6,745 with assets of more than $55,169,074. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (765) 489-4571 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Hagerstown, IN.

General Information For Perfect Circle CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 82792
Address PO Box 29 
City Hagerstown 
State Indiana 
Zip-Code 47346
Phone Number (765) 489-4571
Fax Number (765) 489-5778
Email Address: none
CEO/President Lisa Dykhoff
Members 6,745 
Full-Time Employees 28 
Part-Time Employees
Number of Branch Offices
Total Assets 55,169,074 

Compare Perfect Circle Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Eastern Indiana CU Main Office 801 S Memorial Dr 47362 (765) 529-6632 No 11.65
Natco CU Connersville Branch 240 E 30TH ST 47331 (765) 827-1541 No 13.44
Wayne County CU Wayne County FCU 3010 W Main St 47374 (877) 962-7113 No 13.86
Health Care Professionals CU Connersville Branch 1941 Virginia Ave 47374 (765) 827-7724 No 14.60
Wufface CU Wufface Federal Credit Union 400 N A St 47375 (765) 935-2490 No 15.93

Perfect Circle Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Perfect Circle Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.16 3.79 4.29 4.31 5.86
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 417 249 238 181 327
Rank Among All Indiana Credit Unions 48 54 42 32 45

Perfect Circle Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.84 0.25 0.40 1.12 0.59
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 44 95 76 149 213
Rank Among All Indiana Credit Unions 2 17 8 21 34
Perfect Circle Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.160494632,714
All Other Unsecured Loans/Lines of Credit 9.6701,1323,834,271
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.790901,608,733
Used Vehicle Loans 4.2901,38512,450,791
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.3101517,479,624
Total Other Real Estate Loans/Lines of Credit 5.860872,240,673
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.6001852,431,011
TOTAL LOANS & LEASES 3,52430,677,817

Perfect Circle Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 412,865,4944405,311
    b. 15 Years or less 923,615,6737289,395
    a. > 15 years 140,86200
    b. 15 Years or less 7587,85000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 10369,74500
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 721,931,1613114,300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 15309,512116,063
Open-End Fixed Rate 0000
TOTALS 2389,720,29715825,069


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 12285,33716,063
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Perfect Circle Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes