Natco Credit Union

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A short history of Natco CU

Since its inception in 1945 the Natco Credit Union has been serving its members in the RICHMOND, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cynthia Duke, the Natco CU has grown its membership to over 14,529 with assets of more than $80,864,381. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (765) 962-2561 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RICHMOND, IN.

General Information For Natco CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65208
Address P O BOX 817 
State Indiana 
Zip-Code 47375
Phone Number (765) 962-2561
Fax Number (765) 966-3727
Email Address:
CEO/President Cynthia Duke
Members 14,529 
Full-Time Employees 52 
Part-Time Employees
Number of Branch Offices
Total Assets 80,864,381 

Compare Natco Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Richmond City Employees CU Richmond City Emplyees 50 N 5th St 47374 (765) 983-7228 No 0.33
Wufface CU Wufface Federal Credit Union 400 N A St 47375 (765) 935-2490 No 0.34
Health Care Professionals CU Connersville Branch 1941 Virginia Ave 47374 (765) 827-7724 No 1.97
Richmond Light Employees CU Main Office 2000 US HIGHWAY 27 S 47375 (765) 973-7262 No 2.20
Wayne County CU Wayne County FCU 3010 W Main St 47374 (877) 962-7113 No 2.75

Natco Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Natco Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 3.99 4.83 8.67 4.45 6.38
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 11 378 673 200 379
Rank Among All Indiana Credit Unions 1 81 109 36 54

Natco Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.22 0.35 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 111 293 211
Rank Among All Indiana Credit Unions N/A 29 20 49 33
Natco Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 3.9901,0042,429,875
All Other Unsecured Loans/Lines of Credit 14.1202,6057,699,485
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.8301282,074,644
Used Vehicle Loans 8.6703,49829,557,215
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.4501535,457,416
Total Other Real Estate Loans/Lines of Credit 6.3801552,926,972
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.9303753,428,343
TOTAL LOANS & LEASES 7,91853,573,950

Natco Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 51,004,92400
    b. 15 Years or less 461,266,37500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 902,857,6529306,000
Adjustable Rate > 1 yr 12328,46500


Closed-End Fixed Rate 53732,77000
Closed-End Adjustable Rate 45681,34000
Open-End Adjustable Rate 571,512,8624138,000
Open-End Fixed Rate 0000
TOTALS 3088,384,38813444,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Natco Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes