Health Care Professionals Federal Credit Union

A short history of Health Care Professionals FCU

Since its inception in 1975 the Health Care Professionals Federal Credit Union has been serving its members in the Richmond, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Darrell Rawlings, the Health Care Professionals FCU has grown its membership to over 3,430 with assets of more than $24,099,076. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (765) 962-3172 or email them at hcpfcu@hcpfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Richmond, IN.

General Information For Health Care Professionals FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Health Care Professionals Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Wufface CU	Wufface Federal Credit Union	400 N A St	47375	(765) 935-2490	No	1.15
Richmond City Employees CU	Richmond City Emplyees	50 N 5th St	47374	(765) 983-7228	No	1.21
Wayne County CU	Wayne County FCU	3010 W Main St	47374	(877) 962-7113	No	2.34
Natco CU	Connersville Branch	240 E 30TH ST	47331	(765) 827-1541	No	3.33
Richmond Light Employees CU	Main Office	2000 US HIGHWAY 27 S	47375	(765) 973-7262	No	3.47

Health Care Professionals Federal Credit Union Financial Performance Charts

Financial Data

Health Care Professionals Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	10.72	3.42	6.54	N/A	5.32
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	317	199	503	N/A	267
Rank Among All Indiana Credit Unions	33	41	94	N/A	39

Health Care Professionals Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.25	N/A	0.60	0.90
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	95	N/A	240	171
Rank Among All Indiana Credit Unions	N/A	17	N/A	42	20

Health Care Professionals Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	10.720	437	445,213
All Other Unsecured Loans/Lines of Credit	10.540	419	783,925
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.420	95	1,960,059
Used Vehicle Loans	6.540	475	4,606,413
Total 1st Mortgage Real Estate Loans/Lines of Credit	0.000	0	0
Total Other Real Estate Loans/Lines of Credit	5.320	13	142,070
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.110	76	1,080,821
TOTAL LOANS & LEASES		1,515	9,018,501

Health Care Professionals Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	13	142,070	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	13	142,070	0	0

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Health Care Professionals Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes