Wayne County Federal Credit Union

Social
  • +1

A short history of Wayne County FCU

Since its inception in 1961 the Wayne County Federal Credit Union has been serving its members in the RICHMOND, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kim Gardner, the Wayne County FCU has grown its membership to over 1,278 with assets of more than $11,397,704. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (877) 962-7113 or email them at suzy@wayne-teachers.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RICHMOND, IN.

General Information For Wayne County FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14449
Address 3010 W MAIN ST 
City RICHMOND 
State Indiana 
Zip-Code 47374
Phone Number (877) 962-7113
Fax Number (765) 962-9615
Email Address: suzy@wayne-teachers.org
CEO/President Kim Gardner
Members 1,278 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 11,397,704 
Website http://www.waynecountyfcu.org 

Compare Wayne County Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Health Care Professionals CU Connersville Branch 1941 Virginia Ave 47374 (765) 827-7724 No 0.56
Wufface CU Wufface Federal Credit Union 400 N A St 47375 (765) 935-2490 No 1.15
Richmond City Employees CU Richmond City Emplyees 50 N 5th St 47374 (765) 983-7228 No 1.21
Natco CU Connersville Branch 240 E 30TH ST 47331 (765) 827-1541 No 3.33
Richmond Light Employees CU Main Office 2000 US HIGHWAY 27 S 47375 (765) 973-7262 No 3.47

Wayne County Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Wayne County Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.00 2.68 4.54 4.92 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 160 106 269 258 N/A
Rank Among All Indiana Credit Unions 15 12 47 50 N/A

Wayne County Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 N/A N/A N/A
Rank Among All Indiana Credit Unions 20 29 N/A N/A N/A
Wayne County Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.000242519,802
All Other Unsecured Loans/Lines of Credit 8.260150575,909
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.68021253,391
Used Vehicle Loans 4.5401531,378,098
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.9206286,650
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.00023150,600
TOTAL LOANS & LEASES 5953,164,450

Wayne County Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4179,90200
    b. 15 Years or less 2106,74800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 6286,65000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wayne County Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes