Eastern Indiana Federal Credit Union

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A short history of Eastern Indiana FCU

Since its inception in 1950 the Eastern Indiana Federal Credit Union has been serving its members in the New Castle, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Leah Combs, the Eastern Indiana FCU has grown its membership to over 4,835 with assets of more than $26,990,503. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (765) 529-6632 or email them at info@easterninfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in New Castle, IN.

General Information For Eastern Indiana FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7066
Address 801 South Memorial Drive 
City New Castle 
State Indiana 
Zip-Code 47362
Phone Number (765) 529-6632
Fax Number (765) 521-7007
Email Address: info@easterninfcu.com
CEO/President Leah Combs
Members 4,835 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 26,990,503 
Website http://www.easterninfcu.com 

Compare Eastern Indiana Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Perfect Circle CU 631 E Main St 631 E Main St 47346 (765) 489-4571 No 12.31
Thrive CU Morrison Office 3360 N Morrison Rd 47304 (765) 381-8204 No 14.24
Muncie Post Office CU MUNCIE POST OFFICE CREDIT UNION 501 W Memorial Dr 47307 (765) 282-1309 No 15.74
First County CU Main Office-1100 W 11th St 1100 W 11th St 47302 (765) 284-3471 No 15.89
Independent CU Main Office 3737 S Scatterfield Rd 46013 (765) 649-9271 No 17.28

Eastern Indiana Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Eastern Indiana Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 1.90 1.90 3.87 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 28 16 118 229
Rank Among All Indiana Credit Unions 26 1 1 17 33

Eastern Indiana Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.03 N/A 0.10 0.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 148 N/A 332 291
Rank Among All Indiana Credit Unions N/A 31 N/A 60 54
Eastern Indiana Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900467544,323
All Other Unsecured Loans/Lines of Credit 9.500364547,704
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.900941,634,632
Used Vehicle Loans 1.9004553,835,811
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.870181,050,032
Total Other Real Estate Loans/Lines of Credit 5.000701,575,353
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.50073674,923
TOTAL LOANS & LEASES 1,5419,862,778

Eastern Indiana Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7522,8111147,200
    b. 15 Years or less 11527,221159,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 411,028,987395,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 29546,3667266,000
Open-End Fixed Rate 0000
TOTALS 882,625,38512567,200

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Eastern Indiana Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes