North County Credit Union

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A short history of North County CU

Since its inception in 1953 the North County Credit Union has been serving its members in the San Diego, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gary Sisk, the North County CU has grown its membership to over 4,541 with assets of more than $68,014,389. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (858) 487-1880 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in San Diego, CA.

General Information For North County CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68463
Address PO Box 289014 
City San Diego 
State California 
Zip-Code 92198
Phone Number (858) 487-1880
Fax Number () -
Email Address:
CEO/President Gary Sisk
Members 4,541 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 68,014,389 

Compare North County Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Paradise Valley CU Paradise Valley FCU 2700 E 4th St 91950 (800) 253-6991 No 4.86
Chula Vista City Employees CU Main Office 276 4th Ave 91910 (619) 691-5240 No 6.64
Postcity Financial CU West Sacramento 3775 Industrial Blvd 91910 (916) 921-5050 No 7.15
San Diego Metropolitan CU Kearny 9212 Balboa Ave 92171 (619) 297-4835 No 7.53
California Coast CU Solar Turbine 2200 Pacific Hwy Bldg 8 92101 (619) 542-5238 No 7.78

North County Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

North County Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 4.00 7.00 4.00 4.94
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 282 545 138 222
Rank Among All California Credit Unions 52 112 166 52 67

North County Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.06 0.16 0.28 0.98 1.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 123 117 101 178 152
Rank Among All California Credit Unions 23 30 26 42 27
North County Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.00068100,149
All Other Unsecured Loans/Lines of Credit 13.510174422,503
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.0003628,387,321
Used Vehicle Loans 7.0001,32816,115,309
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0006313,707,819
Total Other Real Estate Loans/Lines of Credit 4.940834,488,759
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.91019212,433
TOTAL LOANS & LEASES 2,09743,434,293

North County Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 416,635,5582241,000
    b. 15 Years or less 377,10300
    a. > 15 years 0000
    b. 15 Years or less 1881,25000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 186,113,90893,569,197


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 834,488,7599185,423
Open-End Fixed Rate 0000
TOTALS 14618,196,578203,995,620


Interest Only & Payment Option 1st Mortgage Loans 1881,2500
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

North County Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes