Paradise Valley Federal Credit Union

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A short history of Paradise Valley FCU

Since its inception in 1957 the Paradise Valley Federal Credit Union has been serving its members in the NATIONAL CITY, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gerald Schaffner, the Paradise Valley FCU has grown its membership to over 4,690 with assets of more than $83,712,345. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (800) 253-6991 or email them at paradise@paradisevalleyfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NATIONAL CITY, CA.

General Information For Paradise Valley FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11953
Address 2700 E 4TH STREET 
City NATIONAL CITY 
State California 
Zip-Code 91950
Phone Number (800) 253-6991
Fax Number (619) 475-0998
Email Address: paradise@paradisevalleyfcu.com
CEO/President Gerald Schaffner
Members 4,690 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 83,712,345 
Website http://www.paradisevalleyfcu.com 

Compare Paradise Valley Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Chula Vista City Employees CU Main Office 276 4th Ave 91910 (619) 691-5240 No 1.84
San Diego Firefighters CU San Diego Firefighters Federal Credit Union - Main Office 4926 La Cuenta Dr 92124 (800) 973-3328 No 10.64
San Diego Metropolitan CU Kearny 9212 Balboa Ave 92171 (619) 297-4835 No 11.02
California Coast CU Solar Turbine 2200 Pacific Hwy Bldg 8 92101 (619) 542-5238 No 11.32
Employees Choice CU El Cajon Federal Credit Union 266 S Magnolia Ave Ste 101 92020 (619) 579-0941 No 11.42

Paradise Valley Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Paradise Valley Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.50 3.00 5.00 5.00 7.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 434 146 324 268 431
Rank Among All California Credit Unions 100 57 119 101 125

Paradise Valley Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 N/A 1.00 1.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 N/A 174 145
Rank Among All California Credit Unions 24 45 N/A 39 24
Paradise Valley Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.500543529,449
All Other Unsecured Loans/Lines of Credit 14.0001901,013,737
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0002485,322,153
Used Vehicle Loans 5.0004705,360,262
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.0006718,952,711
Total Other Real Estate Loans/Lines of Credit 7.0007269,211
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.500442,446,054
TOTAL LOANS & LEASES 1,56933,893,577

Paradise Valley Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 143,200,79400
    b. 15 Years or less 232,618,40500
Balloon/Hybrid
    a. > 15 years 2811,520,82300
    b. 15 Years or less 21,612,68900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 7269,21100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 7419,221,92200

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Paradise Valley Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes