San Diego Metropolitan Credit Union

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A short history of San Diego Metropolitan CU

Since its inception in 1934 the San Diego Metropolitan Credit Union has been serving its members in the SAN DIEGO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lisa Paul-Hill, the San Diego Metropolitan CU has grown its membership to over 18,128 with assets of more than $271,001,505. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (619) 297-4835 or email them at memberservice@sdmcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN DIEGO, CA.

General Information For San Diego Metropolitan CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61003
Address PO BOX 719099 
City SAN DIEGO 
State California 
Zip-Code 92171
Phone Number (619) 297-4835
Fax Number () -
Email Address: memberservice@sdmcu.org
CEO/President Lisa Paul-Hill
Members 18,128 
Full-Time Employees 73 
Part-Time Employees
Number of Branch Offices
Total Assets 271,001,505 
Website http://www.sdmcu.org 

Compare San Diego Metropolitan Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Paradise Valley CU Paradise Valley FCU 2700 E 4th St 91950 (800) 253-6991 No 4.86
Chula Vista City Employees CU Main Office 276 4th Ave 91910 (619) 691-5240 No 6.64
Postcity Financial CU West Sacramento 3775 Industrial Blvd 91910 (916) 921-5050 No 7.15
California Coast CU Solar Turbine 2200 Pacific Hwy Bldg 8 92101 (619) 542-5238 No 7.78
San Diego Firefighters CU San Diego Firefighters Federal Credit Union - Main Office 4926 La Cuenta Dr 92124 (800) 973-3328 No 8.00

San Diego Metropolitan Credit Union Financial Performance Charts


Performance Charts

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Financial Data


San Diego Metropolitan Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.22 2.63 3.91 3.97 3.72
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 359 101 191 135 71
Rank Among All California Credit Unions 80 38 84 49 13

San Diego Metropolitan Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.10 0.39 1.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 134 286 85
Rank Among All California Credit Unions 24 45 46 84 10
San Diego Metropolitan Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.2202,4424,391,877
All Other Unsecured Loans/Lines of Credit 9.1902,3366,885,354
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.63061213,281,382
Used Vehicle Loans 3.9101,48118,128,294
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.97024155,777,661
Total Other Real Estate Loans/Lines of Credit 3.72037412,907,132
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.6004,69984,346,531
TOTAL LOANS & LEASES 12,185195,718,231

San Diego Metropolitan Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 18142,803,50200
    b. 15 Years or less 352,723,17800
Balloon/Hybrid
    a. > 15 years 42,551,03700
    b. 15 Years or less 217,699,94400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 22820,47600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 35212,086,65600
Open-End Fixed Rate 0000
TOTALS 61568,684,79300

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 177,329,9850
Interest Only & Payment Option Other RE/LOC Loans 533,807,3560
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

San Diego Metropolitan Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes