Lake Huron Credit Union

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A short history of Lake Huron CU

Since its inception in 1959 the Lake Huron Credit Union has been serving its members in the SAGINAW, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Beverly Lee, the Lake Huron CU has grown its membership to over 6,494 with assets of more than $50,649,312. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (989) 752-5214 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAGINAW, MI.

General Information For Lake Huron CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61638
Address P.O. BOX 5385 
State Michigan 
Zip-Code 48603
Phone Number (989) 752-5214
Fax Number (989) 752-0203
Email Address:
CEO/President Beverly Lee
Members 6,494 
Full-Time Employees 20 
Part-Time Employees
Number of Branch Offices
Total Assets 50,649,312 

Compare Lake Huron Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Catholic CU Cass Ave. Branch 1504 Cass Ave 48708 (989) 799-8744 No 2.00
United Financial CU UNITED FINANCIAL CREDIT UNION 4685 State St 48608 (989) 777-3620 No 2.13
Saginaw Medical CU STATE ST OFFICE 4550 STATE ST 48608 (989) 791-7070 No 2.16
Saginaw County Employees CU Saginaw County Employees Credit Union 1700 Court St 48602 (989) 793-9188 No 3.76
Wildfire CU Wildfire Credit Union 6640 Bay Rd 48605 (989) 249-8200 No 3.84

Lake Huron Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Lake Huron Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.99 5.24 6.67 4.68 4.64
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 458 423 515 229 187
Rank Among All Michigan Credit Unions 84 112 112 68 34

Lake Huron Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.02 0.20 1.79 0.79
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 151 114 58 187
Rank Among All Michigan Credit Unions N/A 22 25 7 37
Lake Huron Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9901,7671,739,868
All Other Unsecured Loans/Lines of Credit 11.1606731,737,761
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.2401452,876,920
Used Vehicle Loans 6.6701,36813,956,401
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.68026312,400,566
Total Other Real Estate Loans/Lines of Credit 4.64043823,582
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.6303212,525,971
TOTAL LOANS & LEASES 4,58036,061,069

Lake Huron Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 482,874,837674,500,661
    b. 15 Years or less 1287,508,8702259,579
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 872,016,859377,277
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 43823,58200
Open-End Fixed Rate 0000
TOTALS 30613,224,148724,837,517


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lake Huron Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes