Catholic Federal Credit Union

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A short history of Catholic FCU

Since its inception in 1956 the Catholic Federal Credit Union has been serving its members in the SAGINAW, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Alan Watson, the Catholic FCU has grown its membership to over 25,688 with assets of more than $350,153,439. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (989) 799-8744 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAGINAW, MI.

General Information For Catholic FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10848
Address PO BOX 6338 
State Michigan 
Zip-Code 48608
Phone Number (989) 799-8744
Fax Number (989) 791-5117
Email Address: none
CEO/President Alan Watson
Members 25,688 
Full-Time Employees 89 
Part-Time Employees
Number of Branch Offices
Total Assets 350,153,439 

Compare Catholic Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Family First CU Freeland Office 6900 Midland Rd 48623 (989) 695-5144 No 0.37
Generations Family CU VA Hospital 1500 Weiss St 48605 (989) 793-1970 No 0.52
Team One CU SAGINAW MAIN 520 HAYDEN ST 48606 (989) 754-6575 No 0.98
Saginaw County Employees CU Saginaw County Employees Credit Union 1700 Court St 48602 (989) 793-9188 No 1.25
Wanigas CU Bagley Main Office 1837 Bagley St 48601 (989) 759-5780 No 1.34

Catholic Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Catholic Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.52 2.38 4.00 4.94
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 86 40 138 222
Rank Among All Michigan Credit Unions 38 19 11 32 46

Catholic Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.26 0.66 0.69
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 104 233 200
Rank Among All Michigan Credit Unions N/A 16 20 52 43
Catholic Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9008,21315,129,256
All Other Unsecured Loans/Lines of Credit 7.1005,9239,224,007
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.6202776,830,837
New Vehicle Loans 2.52080413,356,598
Used Vehicle Loans 2.3803,67044,017,223
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,516114,065,473
Total Other Real Estate Loans/Lines of Credit 4.94061310,909,604
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0706948,818,919
TOTAL LOANS & LEASES 21,710222,351,917

Catholic Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 18319,176,071111,191,331
    b. 15 Years or less 49422,030,878151,363,192
    a. > 15 years 61056,579,861769,361,733
    b. 15 Years or less 22916,278,66300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 491,443,68700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 5649,465,91719455,270
Open-End Fixed Rate 0000
TOTALS 2,129124,975,07712112,371,526


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 5649,465,9170
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Catholic Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes