Kinecta Federal Credit Union

  • +1

A short history of Kinecta FCU

Since its inception in 1940 the Kinecta Federal Credit Union has been serving its members in the MANHATTAN BEACH, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Keith Sultemeier, the Kinecta FCU has grown its membership to over 285,401 with assets of more than $4,035,302,767. They have a main office and 36 branch offices. Please see the credit unions website or contact them by phone at (310) 643-2277 or email them at WEB@KINECTA.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MANHATTAN BEACH, CA.

General Information For Kinecta FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4142
Address 1440 ROSECRANS AVE 
State California 
Zip-Code 90266
Phone Number (310) 643-2277
Fax Number (310) 643-8350
Email Address: WEB@KINECTA.ORG
CEO/President Keith Sultemeier
Members 285,401 
Full-Time Employees 846 
Part-Time Employees 40 
Number of Branch Offices 36 
Total Assets 4,035,302,767 

Compare Kinecta Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Skyone CU Western Pacific Regional Office 15000 Aviation Blvd 90261 (310) 643-9174 No 1.42
Unify Financial CU Siloam Springs 2075 E Main St STE E 72761 (479) 636-3448 No 1.49
South Bay CU Torrance 25360 Crenshaw Blvd 90505 (310) 374-3436 No 2.13
Aerospace CU Aerospace FCU 2310 E El Segundo Blvd 90009 (310) 336-5030 No 2.18
Mattel CU Mattel El Segundo 333 Continental Blvd 90245 (310) 252-4545 No 2.20

Kinecta Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Kinecta Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.74 3.63 4.14 3.80 4.78
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 443 225 218 108 203
Rank Among All California Credit Unions 105 89 93 37 59

Kinecta Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.14 0.05 0.05 1.27 0.94
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 111 143 142 123 167
Rank Among All California Credit Unions 17 45 52 22 33
Kinecta Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.74028,33488,535,404
All Other Unsecured Loans/Lines of Credit 11.55018,18423,462,724
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.1303564,232,647
New Vehicle Loans 3.63015,732447,109,370
Used Vehicle Loans 4.14057,330896,089,650
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8002,4681,796,715,077
Total Other Real Estate Loans/Lines of Credit 4.7802,650179,592,717
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.8901,05241,222,551
TOTAL LOANS & LEASES 126,1063,476,960,140

Kinecta Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 376116,866,652468161,708,160
    b. 15 Years or less 9175,531,6219930,845,150
    a. > 15 years 1,1631,204,489,234153172,056,170
    b. 15 Years or less 692388,425,6211916,448,300
Other Fixed Rate 2647,41700
Adjustable Rate 1 yr or less 14410,754,53200
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 64423,419,154561,388,888
Closed-End Adjustable Rate 64851,289,85200
Open-End Adjustable Rate 1,358104,883,71173824,957,974
Open-End Fixed Rate 0000
TOTALS 5,1181,976,307,7941,533407,404,642


Interest Only & Payment Option 1st Mortgage Loans 4148,500,6260
Interest Only & Payment Option Other RE/LOC Loans 1,23686,502,36220,408,661
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kinecta Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes