South Bay Credit Union

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A short history of South Bay CU

Since its inception in 1953 the South Bay Credit Union has been serving its members in the Redondo Beach, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jennifer Oliver, the South Bay CU has grown its membership to over 7,333 with assets of more than $96,275,345. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (310) 374-3436 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Redondo Beach, CA.

General Information For South Bay CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 95052
Address 312 N Pacific Coast Hwy 
City Redondo Beach 
State California 
Zip-Code 90277
Phone Number (310) 374-3436
Fax Number () -
Email Address: none
CEO/President Jennifer Oliver
Members 7,333 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 96,275,345 

Compare South Bay Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Calcom CU Downey (City Hall) 11111 Brookshire Ave (562) 862-0301 No 2.06
Parishioners CU Main Office 2355 Crenshaw Blvd Ste 100 90501 (310) 320-4588 No 3.39
Torrance Community CU Headquarters 1511 Cravens Ave 90510 (310) 618-9111 No 3.39
Harbor Area Postal Employees CU Main Branch 25433 Narbonne Ave 90717 (310) 539-9870 No 4.67
Skyone CU Western Pacific Regional Office 15000 Aviation Blvd 90261 (310) 643-9174 No 4.74

South Bay Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

South Bay Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.87 3.13 5.06 3.75 4.34
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 328 159 332 102 145
Rank Among All California Credit Unions 70 63 121 33 36

South Bay Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.01 0.05 0.88 0.76
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 156 142 194 191
Rank Among All California Credit Unions 30 50 52 48 40
South Bay Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.8709882,679,185
All Other Unsecured Loans/Lines of Credit 10.8305032,544,789
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.130912,713,315
Used Vehicle Loans 5.0601,32119,821,333
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75014234,331,151
Total Other Real Estate Loans/Lines of Credit 4.340937,523,358
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.390109932,772
TOTAL LOANS & LEASES 3,24770,545,903

South Bay Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7616,459,52362,134,100
    b. 15 Years or less 242,275,82100
    a. > 15 years 0000
    b. 15 Years or less 91,760,04100
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 135,063,2032965,000
Adjustable Rate > 1 yr 208,772,5631376,000


Closed-End Fixed Rate 3180,812169,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 907,342,546161,273,556
Open-End Fixed Rate 0000
TOTALS 23541,854,509264,817,656


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 907,342,5460
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

South Bay Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes