Calcom Federal Credit Union

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A short history of Calcom FCU

Since its inception in 1968 the Calcom Federal Credit Union has been serving its members in the Torrance, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jon Hernandez, the Calcom FCU has grown its membership to over 9,441 with assets of more than $64,351,365. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (310) 371-4242 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Torrance, CA.

General Information For Calcom FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18623
Address 20723 Hawthorne Blvd 
City Torrance 
State California 
Zip-Code 90503
Phone Number (310) 371-4242
Fax Number (310) 371-9440
Email Address:
CEO/President Jon Hernandez
Members 9,441 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 64,351,365 

Compare Calcom Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Parishioners CU Main Office 2355 Crenshaw Blvd Ste 100 90501 (310) 320-4588 No 1.79
Torrance Community CU Headquarters 1511 Cravens Ave 90510 (310) 618-9111 No 1.81
South Bay CU Torrance 25360 Crenshaw Blvd 90505 (310) 374-3436 No 2.43
Nikkei CU Nikkei Credit Union - Gardena Branch 18425 S Western Ave 90248 (310) 324-1544 No 3.01
Harbor Area Postal Employees CU Main Branch 25433 Narbonne Ave 90717 (310) 539-9870 No 3.78

Calcom Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Calcom Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.00 4.50 5.50 4.18 4.43
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 497 341 384 167 160
Rank Among All California Credit Unions 122 121 134 71 43

Calcom Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.60 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 240 271
Rank Among All California Credit Unions N/A 38 40 67 83
Calcom Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.0006881,089,898
All Other Unsecured Loans/Lines of Credit 12.0001,2584,303,936
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.5002424,871,462
Used Vehicle Loans 5.50085910,536,661
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1806917,438,652
Total Other Real Estate Loans/Lines of Credit 4.430906,815,198
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.50062856,023
TOTAL LOANS & LEASES 3,26845,911,830

Calcom Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4113,735,66421,020,000
    b. 15 Years or less 152,183,28000
    a. > 15 years 1148,6061148,606
    b. 15 Years or less 121,371,1022180,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2111,48800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 886,703,71010726,850
Open-End Fixed Rate 0000
TOTALS 15924,253,850152,075,456


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 13,9440
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Calcom Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes