Ih , Inc. Credit Union

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A short history of Ih , Inc. CU

Since its inception in 1934 the Ih , Inc. Credit Union has been serving its members in the SPRINGFIELD, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robb White, the Ih , Inc. CU has grown its membership to over 21,266 with assets of more than $307,708,847. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (937) 390-1800 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SPRINGFIELD, OH.

General Information For Ih , Inc. CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 97104
Address 5000 URBANA ROAD 
State Ohio 
Zip-Code 45502
Phone Number (937) 390-1800
Fax Number (937) 390-6400
Email Address: ----
CEO/President Robb White
Members 21,266 
Full-Time Employees 47 
Part-Time Employees
Number of Branch Offices
Total Assets 307,708,847 
Website http://www.ihcreditunion.com 

Compare Ih , Inc. Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Springfield Postal Employees CU Main Office 150 N Limestone St 45501 (937) 323-8949 No 0.34
Edison CU EDISON CREDIT UNION, INC 420 YORK ST 45505 (937) 325-3582 No 0.93
Ys CU YSCU 217 Xenia Ave 45387 (937) 767-7377 No 9.17
Wright-patt CU Area A 4375 Chidlaw Rd Bldg 262A 45433 (937) 256-5470 No 16.61
Abbey CU Abbey Credit Union Troy Branch 1341 Wayne St 45373 (937) 335-7500 No 19.63

Ih , Inc. Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Ih , Inc. Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 4.40 4.90 4.16 4.22
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 330 312 165 128
Rank Among All Ohio Credit Unions 38 102 68 38 18

Ih , Inc. Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.04 0.18 1.38 0.99
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 146 120 106 161
Rank Among All Ohio Credit Unions 18 29 31 20 32
Ih , Inc. Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9002,3393,744,289
All Other Unsecured Loans/Lines of Credit 12.1601,1602,749,453
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 2.630461,109,928
New Vehicle Loans 4.4001,00918,737,202
Used Vehicle Loans 4.9005,53971,789,869
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.16071264,140,452
Total Other Real Estate Loans/Lines of Credit 4.2201813,976,005
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.8705927,250,268
TOTAL LOANS & LEASES 11,578173,497,466

Ih , Inc. Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 43041,193,265181,754,770
    b. 15 Years or less 1467,711,5709734,160
    a. > 15 years 6810,095,939173,626,790
    b. 15 Years or less 81,235,08900
Other Fixed Rate 8359,430128,875
Adjustable Rate 1 yr or less 12502,243431,393,217
Adjustable Rate > 1 yr 403,042,91600


Closed-End Fixed Rate 57852,12800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1243,123,87700
Open-End Fixed Rate 0000
TOTALS 89368,116,457887,537,812


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ih , Inc. Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes