Edison Credit Union

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A short history of Edison CU

Since its inception in 1964 the Edison Credit Union has been serving its members in the SPRINGFIELD, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Bobbie Risner, the Edison CU has grown its membership to over 832 with assets of more than $4,351,666. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (937) 325-3582 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SPRINGFIELD, OH.

General Information For Edison CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62269
Address 420 S YORK ST 
State Ohio 
Zip-Code 45505
Phone Number (937) 325-3582
Fax Number (937) 325-0874
Email Address: none
CEO/President Bobbie Risner
Members 832 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 4,351,666 
Website http://edisoncu.net 

Compare Edison Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Springfield Postal Employees CU Main Office 150 N Limestone St 45501 (937) 323-8949 No 3.40
Ih Credit Union, Inc. CU branch office 731 Scioto St 43078 (937) 390-1800 No 6.60
Ys CU YSCU 217 Xenia Ave 45387 (937) 767-7377 No 10.39
Wright-patt CU Area A 4375 Chidlaw Rd Bldg 262A 45433 (937) 256-5470 No 18.98
St. Helen CU St. Helen Federal Credit Union 5000 Burkhardt Rd 45431 (937) 252-7477 No 22.23

Edison Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Edison Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 1.99 5.99 N/A 8.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 34 442 N/A 475
Rank Among All Ohio Credit Unions 70 2 104 N/A 90

Edison Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 1.19 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 135 192
Rank Among All Ohio Credit Unions N/A 22 N/A 35 40
Edison Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900130228,898
All Other Unsecured Loans/Lines of Credit 8.00069102,362
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99039673,508
Used Vehicle Loans 5.9901601,211,563
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 8.000459,633
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.99022178,332
TOTAL LOANS & LEASES 4242,454,296

Edison Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 459,63300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 459,63300


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Edison Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes