Wright-patt Credit Union

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A short history of Wright-patt CU

Since its inception in 1932 the Wright-patt Credit Union has been serving its members in the Beavercreek, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Douglas Fecher, the Wright-patt CU has grown its membership to over 343,996 with assets of more than $3,796,344,799. They have a main office and 32 branch offices. Please see the credit unions website or contact them by phone at (937) 912-7000 or email them at contactus@wpcu.coop to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Beavercreek, OH.

General Information For Wright-patt CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66328
Address 3560 Pentagon Blvd 
City Beavercreek 
State Ohio 
Zip-Code 45431
Phone Number (937) 912-7000
Fax Number (937) 912-8002
Email Address: contactus@wpcu.coop
CEO/President Douglas Fecher
Members 343,996 
Full-Time Employees 715 
Part-Time Employees 108 
Number of Branch Offices 32 
Total Assets 3,796,344,799 
Website http://wpcu.coop 

Compare Wright-patt Credit Union To Other Local Credit Unions

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Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
St. Helen CU St. Helen Federal Credit Union 5000 Burkhardt Rd 45431 (937) 252-7477 No 2.35
Freedom First CU Main Office-Dayton 1645 Webster St 45404 (937) 223-2828 No 5.75
Day-met CU DayMet Credit Union South Branch 3199 S Dixie Dr 45413 (937) 236-2562 No 5.95
Dayton Firefighters CU Main Office 338 S Patterson Blvd 45402 (937) 228-1614 No 6.05
Day Air CU Lebanon Branch 550 Mound Ct 45036 (513) 933-9521 No 6.15

Wright-patt Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Wright-patt Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.00 2.69 2.69 4.07 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 46 107 65 150 289
Rank Among All Ohio Credit Unions 6 20 9 33 61

Wright-patt Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.04 0.08 1.01 1.22 1.22
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 128 134 19 131 130
Rank Among All Ohio Credit Unions 17 24 2 32 23
Wright-patt Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.00066,282190,938,080
All Other Unsecured Loans/Lines of Credit 7.99037,01696,246,022
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.5003,19981,979,552
New Vehicle Loans 2.69048,230819,582,691
Used Vehicle Loans 2.69049,609500,606,538
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0706,895814,180,687
Total Other Real Estate Loans/Lines of Credit 5.5007,206166,098,437
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.9101,31150,959,683
TOTAL LOANS & LEASES 219,7482,720,591,690

Wright-patt Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3,138390,440,1591,682216,607,404
    b. 15 Years or less 2,276170,228,80730414,589,704
    a. > 15 years 23999,637,2946419,776,511
    b. 15 Years or less 26624,213,98723,750
Other Fixed Rate 435,117,687255,698,061
Adjustable Rate 1 yr or less 3566,08000
Adjustable Rate > 1 yr 930123,976,6735910,185,407


Closed-End Fixed Rate 1,60833,911,6591505,435,426
Closed-End Adjustable Rate 30338,12000
Open-End Adjustable Rate 5,568131,848,65853522,953,472
Open-End Fixed Rate 0000
TOTALS 14,101980,279,1242,821295,249,735


Interest Only & Payment Option 1st Mortgage Loans 62,035,3581,116,974
Interest Only & Payment Option Other RE/LOC Loans 5,568131,848,65730,497,549
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wright-patt Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes