Freedom First Credit Union

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A short history of Freedom First CU

Since its inception in 1961 the Freedom First Credit Union has been serving its members in the DAYTON, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Deborah DeVous, the Freedom First CU has grown its membership to over 6,229 with assets of more than $34,325,418. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (937) 223-2828 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DAYTON, OH.

General Information For Freedom First CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61001
Address 1645 WEBSTER ST 
State Ohio 
Zip-Code 45404
Phone Number (937) 223-2828
Fax Number (937) 223-4549
Email Address:
CEO/President Deborah DeVous
Members 6,229 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 34,325,418 

Compare Freedom First Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Day-met CU DayMet Credit Union South Branch 3199 S Dixie Dr 45413 (937) 236-2562 No 1.74
Code CU Dayton 355 W Monument Ave 45402 (937) 222-8971 No 2.95
Dayton Firefighters CU Main Office 338 S Patterson Blvd 45402 (937) 228-1614 No 3.06
St. Helen CU St. Helen Federal Credit Union 5000 Burkhardt Rd 45431 (937) 252-7477 No 3.36
Universal 1 CU Sugarcreek 6270 Wilmington Pike 45459 (937) 848-6050 No 4.15

Freedom First Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Freedom First Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.76 3.59 N/A 4.68
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 116 157 N/A 193
Rank Among All Ohio Credit Unions N/A 24 29 N/A 36

Freedom First Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 0.88 0.61
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 107 194 210
Rank Among All Ohio Credit Unions N/A 22 26 52 47
Freedom First Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.9403891,605,260
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7601934,130,077
Used Vehicle Loans 3.5901,0179,151,613
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.6801193,089,400
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.7002332,795,834
TOTAL LOANS & LEASES 1,95120,772,184

Freedom First Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 681,682,34200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 511,407,058577,682
Open-End Fixed Rate 0000
TOTALS 1193,089,400577,682


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Freedom First Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes