Ys Federal Credit Union

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A short history of Ys FCU

Since its inception in 1948 the Ys Federal Credit Union has been serving its members in the Yellow Springs, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sandra Hollenberg, the Ys FCU has grown its membership to over 1,968 with assets of more than $20,100,162. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (937) 767-7377 or email them at yscuinfo@yscu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Yellow Springs, OH.

General Information For Ys FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5732
Address 517 Xenia Ave 
City Yellow Springs 
State Ohio 
Zip-Code 45387
Phone Number (937) 767-7377
Fax Number (937) 767-2302
Email Address: yscuinfo@yscu.org
CEO/President Sandra Hollenberg
Members 1,968 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 20,100,162 
Website http://yscu.org 

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Zip Code
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ATM Access
Distance (Miles)
Edison CU EDISON CREDIT UNION, INC 420 YORK ST 45505 (937) 325-3582 No 8.70
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Wright-patt CU Area A 4375 Chidlaw Rd Bldg 262A 45433 (937) 256-5470 No 11.21
Ih Credit Union, Inc. CU branch office 731 Scioto St 43078 (937) 390-1800 No 13.89
St. Helen CU St. Helen Federal Credit Union 5000 Burkhardt Rd 45431 (937) 252-7477 No 14.41

Ys Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Ys Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.80 3.26 5.51 N/A 3.67
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 82 176 385 N/A 67
Rank Among All Ohio Credit Unions 10 50 90 N/A 6

Ys Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.03 0.16 0.40 0.13
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 150 123 283 279
Rank Among All Ohio Credit Unions N/A 31 33 82 72
Ys Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.800311598,266
All Other Unsecured Loans/Lines of Credit 7.370107226,207
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.26027336,795
Used Vehicle Loans 5.510125921,490
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 3.6701146,550,371
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.09062997,968
TOTAL LOANS & LEASES 7469,631,097

Ys Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 563,997,4288530,880
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 582,552,9431258,351
Open-End Fixed Rate 0000
TOTALS 1146,550,3719789,231


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ys Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes