Health Credit Union

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A short history of Health CU

Since its inception in 1955 the Health Credit Union has been serving its members in the Birmingham, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kenneth Shivers, the Health CU has grown its membership to over 1,842 with assets of more than $19,585,419. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (205) 930-1213 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Birmingham, AL.

General Information For Health CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62664
Address 1400 6TH Ave S 
City Birmingham 
State Alabama 
Zip-Code 35233
Phone Number (205) 930-1213
Fax Number (205) 930-1580
Email Address: none
CEO/President Kenneth Shivers
Members 1,842 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 19,585,419 

Compare Health Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Federal Employees CU Federal Employees Credit Union 1509 4th Ave S 35233 (205) 322-4026 No 0.30
S R I Employees CU Location of Records 2011 9th Ave S Ste 200C 35205 (205) 250-5182 No 0.56
America's First CU Pelham Branch 10 Racquet Club Pkwy 35124 (205) 663-1945 No 0.82
Alabama Postal CU Alabama Postal Credit Union postal Credit Union 351 24th St N 35202 (205) 252-4812 No 0.83
Jefferson Credit Union CU Hoover 5261 Ross Bridge Pkwy 35226 (205) 444-4528 No 0.93

Health Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Health Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.00 2.50 5.00 4.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 91 84 324 138 N/A
Rank Among All Alabama Credit Unions 3 9 33 12 N/A

Health Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.20 0.25 0.35 0.60 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 102 95 89 240 192
Rank Among All Alabama Credit Unions 5 16 10 31 18
Health Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.00076173,831
All Other Unsecured Loans/Lines of Credit 11.5005822,124,624
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.50030783,861
Used Vehicle Loans 5.0002422,508,654
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000411,848,735
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.50027356,410
TOTAL LOANS & LEASES 9987,796,115

Health Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11446,82000
    b. 15 Years or less 21853,020125,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 9548,89500


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 411,848,735125,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Health Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes