Jefferson Credit Union

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A short history of Jefferson CU

Since its inception in 1941 the Jefferson Credit Union has been serving its members in the HOOVER, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Charles Faulkner, the Jefferson CU has grown its membership to over 7,421 with assets of more than $67,443,691. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (205) 444-4528 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HOOVER, AL.

General Information For Jefferson CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63834
Address 5261 ROSS BRIDGE PKWY 
State Alabama 
Zip-Code 35226
Phone Number (205) 444-4528
Fax Number (205) 403-8350
Email Address:
CEO/President Charles Faulkner
Members 7,421 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 67,443,691 

Compare Jefferson Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Alatrust CU Talladega Branch 303 South St E 35160 (256) 362-0033 No 2.55
Eco CU Riverchase 3746 Lorna Rd 35216 (205) 226-3938 No 3.12
1st Resource CU Montgomery branch 2914 Chestnut St 36107 (334) 263-7077 No 3.85
Avadian CU Montgomery 2906 Atlanta Hwy 36109 (334) 271-4526 No 4.28
Mutual Savings CU Clanton 1501 7th St S 35046 (205) 755-7786 No 4.53

Jefferson Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Jefferson Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.37 4.92 6.73 4.74 4.65
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 189 389 520 237 188
Rank Among All Alabama Credit Unions 8 46 51 19 16

Jefferson Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.13 0.08 0.29 1.07 0.95
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 112 134 99 158 166
Rank Among All Alabama Credit Unions 7 24 13 14 12
Jefferson Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.3709001,023,077
All Other Unsecured Loans/Lines of Credit 13.3801,7234,234,722
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.9201492,550,955
Used Vehicle Loans 6.7301,09814,295,134
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.7401418,954,353
Total Other Real Estate Loans/Lines of Credit 4.650662,018,901
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.4202303,433,935
TOTAL LOANS & LEASES 4,30736,511,077

Jefferson Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 441,509,1244559,300
    b. 15 Years or less 311,369,60900
    a. > 15 years 2203,73500
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 645,871,88500
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 10450,053127,200
Closed-End Adjustable Rate 6352,93600
Open-End Adjustable Rate 501,215,91200
Open-End Fixed Rate 0000
TOTALS 20710,973,2545586,500


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Jefferson Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes