Alatrust Credit Union

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A short history of Alatrust CU

Since its inception in 1935 the Alatrust Credit Union has been serving its members in the HOOVER, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Steve Nix, the Alatrust CU has grown its membership to over 12,209 with assets of more than $136,673,868. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (205) 581-8800 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HOOVER, AL.

General Information For Alatrust CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60934
Address 1810 MERCHANTS DR 
State Alabama 
Zip-Code 35244
Phone Number (205) 581-8800
Fax Number (205) 581-8816
Email Address: none
CEO/President Steve Nix
Members 12,209 
Full-Time Employees 39 
Part-Time Employees
Number of Branch Offices
Total Assets 136,673,868 

Compare Alatrust Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mutual Savings CU Clanton 1501 7th St S 35046 (205) 755-7786 No 1.89
Avadian CU Montgomery 2906 Atlanta Hwy 36109 (334) 271-4526 No 2.28
Eco CU Riverchase 3746 Lorna Rd 35216 (205) 226-3938 No 6.50
1st Resource CU Montgomery branch 2914 Chestnut St 36107 (334) 263-7077 No 7.15
Marvel City CU Office 316 17th St N 35021 (205) 426-0578 No 8.47

Alatrust Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Alatrust Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.95 2.25 2.75 3.75 3.89
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 247 57 71 102 89
Rank Among All Alabama Credit Unions 16 7 7 7 9

Alatrust Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.10 0.40 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 134 284 283
Rank Among All Alabama Credit Unions 8 23 21 35 34
Alatrust Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9509242,207,720
All Other Unsecured Loans/Lines of Credit 11.2501,5123,166,456
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2502835,839,303
Used Vehicle Loans 2.7501,32815,376,552
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75041132,480,654
Total Other Real Estate Loans/Lines of Credit 3.8901443,675,222
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0001911,313,179
TOTAL LOANS & LEASES 4,79364,059,086

Alatrust Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 366,607,1251256,500
    b. 15 Years or less 1777,499,0434927,082
    a. > 15 years 0000
    b. 15 Years or less 363,956,96300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 401,510,229389,800
Adjustable Rate > 1 yr 12212,907,29471,260,230


Closed-End Fixed Rate 55986,63100
Closed-End Adjustable Rate 3280,30900
Open-End Adjustable Rate 862,408,282554,273
Open-End Fixed Rate 0000
TOTALS 55536,155,876202,587,885


Interest Only & Payment Option 1st Mortgage Loans 2317,308318,780
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Alatrust Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes