America's First Federal Credit Union

Social
  • +1

A short history of America's First FCU

Since its inception in 1936 the America's First Federal Credit Union has been serving its members in the BIRMINGHAM, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Bill Connor, the America's First FCU has grown its membership to over 150,127 with assets of more than $1,501,730,822. They have a main office and 19 branch offices. Please see the credit unions website or contact them by phone at (205) 320-4185 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BIRMINGHAM, AL.

General Information For America's First FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24534
Address P.O. BOX 11349 
City BIRMINGHAM 
State Alabama 
Zip-Code 35203
Phone Number (205) 320-4185
Fax Number (205) 320-7042
Email Address: none
CEO/President Bill Connor
Members 150,127 
Full-Time Employees 314 
Part-Time Employees 28 
Number of Branch Offices 19 
Total Assets 1,501,730,822 
Website http://www.amfirst.org 

Compare America's First Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Jefferson Credit Union CU Hoover 5261 Ross Bridge Pkwy 35226 (205) 444-4528 No 0.15
Alabama Postal CU Alabama Postal Credit Union postal Credit Union 351 24th St N 35202 (205) 252-4812 No 0.39
Apco Employees CU Jasper 706 20th Ave E 35501 (205) 221-4238 No 0.40
Social Security CU Social Security Credit Union 1200 Reverend Abraham Woods Jr Blvd 35201 (205) 323-7028 No 0.65
City Of B'ham General Employees CU City of Birmingham General Employees Credit Union 708 17th St N 35203 (205) 583-4654 No 0.76

America's First Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


America's First Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.40 3.22 3.82 3.00 3.58
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 193 171 182 26 60
Rank Among All Alabama Credit Unions 9 18 16 2 5

America's First Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.36 0.45 1.50 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 80 69 91 192
Rank Among All Alabama Credit Unions 15 13 6 8 18
America's First Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.40018,53638,444,204
All Other Unsecured Loans/Lines of Credit 12.43023,00619,293,242
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.3801784,058,740
New Vehicle Loans 3.2208,854214,461,010
Used Vehicle Loans 3.82016,320235,736,129
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.0004,792339,820,851
Total Other Real Estate Loans/Lines of Credit 3.5802,10644,162,731
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 11.4208,10578,346,652
TOTAL LOANS & LEASES 81,897974,323,559

America's First Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 51532,647,6918612,513,983
    b. 15 Years or less 2,584179,356,07013515,081,706
Balloon/Hybrid
    a. > 15 years 31026,011,09300
    b. 15 Years or less 59683,061,744203,565,170
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 211,418,20200
Adjustable Rate > 1 yr 76617,326,051792,906,878

OTHER REAL ESTATE

Closed-End Fixed Rate 2327,417,105151,045,060
Closed-End Adjustable Rate 381,511,6703198,000
Open-End Adjustable Rate 1,83635,233,9562305,904,007
Open-End Fixed Rate 0000
TOTALS 6,898383,983,58256841,214,804

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 4154,986109,000
Interest Only & Payment Option Other RE/LOC Loans 8701,697426,363
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

America's First Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes
Web Statistics