Apco Employees Credit Union

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A short history of Apco Employees CU

Since its inception in 1953 the Apco Employees Credit Union has been serving its members in the BIRMINGHAM, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Derrick Ragland, the Apco Employees CU has grown its membership to over 71,910 with assets of more than $2,829,628,445. They have a main office and 15 branch offices. Please see the credit unions website or contact them by phone at (205) 226-6800 or email them at emailapco@apcocu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BIRMINGHAM, AL.

General Information For Apco Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62728
Address 750 17TH ST N 
State Alabama 
Zip-Code 35203
Phone Number (205) 226-6800
Fax Number (205) 226-6850
Email Address: emailapco@apcocu.org
CEO/President Derrick Ragland
Members 71,910 
Full-Time Employees 120 
Part-Time Employees 14 
Number of Branch Offices 15 
Total Assets 2,829,628,445 
Website http://www.apcocu.org 

Compare Apco Employees Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Jefferson Credit Union CU Hoover 5261 Ross Bridge Pkwy 35226 (205) 444-4528 No 0.15
Alabama Postal CU Alabama Postal Credit Union postal Credit Union 351 24th St N 35202 (205) 252-4812 No 0.39
Social Security CU Social Security Credit Union 1200 Reverend Abraham Woods Jr Blvd 35201 (205) 323-7028 No 0.65
City Of B'ham General Employees CU City of Birmingham General Employees Credit Union 708 17th St N 35203 (205) 583-4654 No 0.76
America's First CU Pelham Branch 10 Racquet Club Pkwy 35124 (205) 663-1945 No 0.77

Apco Employees Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Apco Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 1.90 2.90 3.88 3.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 28 84 119 38
Rank Among All Alabama Credit Unions 21 2 9 9 1

Apco Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.44 1.00 N/A 1.59 1.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 74 36 N/A 80 94
Rank Among All Alabama Credit Unions 2 5 N/A 5 5
Apco Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9009,00818,140,836
All Other Unsecured Loans/Lines of Credit 10.9005,73723,271,237
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9002,54953,171,907
Used Vehicle Loans 2.9008,25493,652,572
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8804,619568,305,188
Total Other Real Estate Loans/Lines of Credit 3.2501876,467,061
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0001,57117,454,867
TOTAL LOANS & LEASES 31,925780,463,668

Apco Employees Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,752406,783,21226547,156,161
    b. 15 Years or less 1,664140,804,01616020,643,515
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 20320,717,9609842,401


Closed-End Fixed Rate 322,492,14100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1553,974,9202104,000
Open-End Fixed Rate 0000
TOTALS 4,806574,772,24943668,746,077


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Apco Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes