Employees Credit Union

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A short history of Employees CU

Since its inception in 1958 the Employees Credit Union has been serving its members in the BIRMINGHAM, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Joe Riley, the Employees CU has grown its membership to over 1,523 with assets of more than $19,469,610. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (205) 322-4026 or email them at jriley@eplinc.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BIRMINGHAM, AL.

General Information For Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62599
Address 1509 4TH AVE S 
State Alabama 
Zip-Code 35233
Phone Number (205) 322-4026
Fax Number (205) 322-9908
Email Address: jriley@eplinc.com
CEO/President Joe Riley
Members 1,523 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 19,469,610 
Website http://www.federalempscu.com 

Compare Employees Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Health CU main office 1400 6TH Ave S 35233 (205) 930-1213 No 0.44
S R I Employees CU Location of Records 2011 9th Ave S Ste 200C 35205 (205) 250-5182 No 0.56
America's First CU Pelham Branch 10 Racquet Club Pkwy 35124 (205) 663-1945 No 0.82
Alabama Postal CU Alabama Postal Credit Union postal Credit Union 351 24th St N 35202 (205) 252-4812 No 0.83
Jefferson Credit Union CU Hoover 5261 Ross Bridge Pkwy 35226 (205) 444-4528 No 0.93

Employees Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.50 5.50 4.50 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 449 384 205 N/A
Rank Among All Alabama Credit Unions N/A 52 39 16 N/A

Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.50 0.50 N/A 1.45 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 69 66 N/A 97 158
Rank Among All Alabama Credit Unions 1 9 N/A 9 10
Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 18.0009901,698,384
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.50043875,441
Used Vehicle Loans 5.5002953,778,842
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50091,027,019
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.90030238,613
TOTAL LOANS & LEASES 1,3677,618,299

Employees Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4685,26400
    b. 15 Years or less 5341,75500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 91,027,01900


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes