Since its inception in 1934 the Georgia's Own Credit Union has been serving its members in and around the Atlanta, Georgia area with exceptional financial products.
Currently led by Charlotte S Ayers, the Georgia's Own CU has grown its membership to over 151,616 with assets of more than $1,567,124,294. They have 270 full time employees and 21 part time employees with a main office and 5 branch offices.
The Georgia's Own Credit Union offers its members a full service website that allows for true "Banking From Home" functionality. Users have the ability to apply for loans, get account balance and history reports, transfer money between accounts, make bill payments, and so much more.
Members can also take advantage of a full array of loans including real estate, business and new and used car loans.
There are also many types of credit cards available. Scroll down the page to see our full report for Georgia's Own CU including charts to show their 10 year performance for growth, membership, total assets and number of branches. We also show their rates for certain loans and interest rates for certain savings certificates taken from their quarterly reports required by the NCUA (National Credit Union Association).
Georgia's Own Credit Union is registered as a State Chartered type Credit Union. This means that even though they are state chartered they are still federally insured up to $250,000 per account by the National Credit Union Share Insurance Fund (NCUSIF) which is administered by the National Credit Union Association (NCUA). Most are community based and easy to join. Please see the credit unions website or contact them at 404-874-0777 to get exact details .
There are many other credit unions with branch office locations in the nearby area. Click here to see all Credit Unions in Atlanta, GA.
Charter Number |
67390 |
CEO/President |
Charlotte S Ayers |
Address |
P.O. Box 105205 |
City |
Atlanta |
State |
Georgia |
Zip-Code |
30348-5205 |
Phone |
404-874-0777 |
Website |
http://www.georgiasown.org |
Members |
151,616 |
Full-Time Employees |
270 |
Part-Time Employees |
21 |
Number of Branch Offices |
5 |
Year Opened |
1934 |
| Charlotte Ayers | Manager or CEO |
| Michael Baumgartner | Vice Chairperson |
| Richard Burns | Board Member |
| Patrick Casey | Board Treasurer |
| Frances Doherty | Board Member |
| James Fowler | Board Member |
| C. Edward Heath | Board Member |
| Gary Ludgood | Board Member |
| Joseph Mauriello | Chairperson |
| Joan Sims | Board Member |
| Charlotte Ayers | Manager or CEO |
| Michael Baumgartner | Vice Chairperson |
| Richard Burns | Board Member |
| Patrick Casey | Board Treasurer |
| Frances Doherty | Board Member |
| James Fowler | Board Member |
| C. Edward Heath | Board Member |
| Gary Ludgood | Board Member |
| Joseph Mauriello | Chairperson |
| Joan Sims | Board Member |
| Ervin Walker | Board Member |
| John White, Jr. | Board Member |
| Georgia's Own Credit Union Loan Rates | |||||||
|---|---|---|---|---|---|---|---|
| Credit Union Name | Unsecured Credit Card | Other Unsecured Loans | New Vehicle | Used Vehicle | 1st Mortgage | Other Real Estate | Other Loans |
Georgia's Own Credit Union |
9.99% | 10.50% | 5.20% | 5.20% | 5.38% | 3.75% | 3.40% |
Georgia Averages |
10.88% | 12.88% | 6.22% | 7.67% | 6.17% | 6.17% | 7.95% |
USA Averages |
10.93% | 11.83% | 5.82% | 6.90% | 5.81% | 5.92% | 7.03% |
| Georgia's Own Credit Union Deposit Rates | ||||||
|---|---|---|---|---|---|---|
| Credit Union Name | Checking | Regular Savings | Money Market | Certificates of Deposits | IRA/KEOGH | All Other Savings Rate |
Georgia's Own Credit Union |
0.25% | 0.50% | 1.11% | 1.44% | 1.39% | 3.25% |
Georgia Averages |
0.34% | 0.78% | 1.18% | 1.84% | 1.69% | 0.82% |
USA Averages |
0.36% | 0.63% | 0.87% | 1.63% | 1.60% | 0.68% |
You can find the routing numbers for all Credit Unions and Banks right here.