Georgia's Own Credit Union

  • +1

A short history of Georgia's Own CU

Since its inception in 1934 the Georgia's Own Credit Union has been serving its members in the ATLANTA, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dave Preter, the Georgia's Own CU has grown its membership to over 188,269 with assets of more than $2,247,503,300. They have a main office and 23 branch offices. Please see the credit unions website or contact them by phone at (404) 874-0777 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ATLANTA, GA.

General Information For Georgia's Own CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67390
Address P.O. BOX 105205 
State Georgia 
Zip-Code 30348
Phone Number (404) 874-0777
Fax Number () -
Email Address:
CEO/President Dave Preter
Members 188,269 
Full-Time Employees 386 
Part-Time Employees 16 
Number of Branch Offices 23 
Total Assets 2,247,503,300 

Compare Georgia's Own Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Big Bethel A.m.e. Church CU Auburn Avenue 206 Auburn Ave NE 30303 (404) 827-9715 No 0.65
1st Choice CU Admin Office 315 Auburn Ave NE 30312 (404) 832-5800 No 0.78
Powerco CU Athens Branch 285 Newton Bridge Rd 30607 (706) 559-0051 No 1.19
Credit Union Of Atlanta CU Credit Union of Atlanta-Pryor Street Credit Union of Atlanta-Pryor Street 30310 (404) 671-4020 No 1.37
Coca-cola CU Corporate Office 1 Coca Cola Plz NW 30301 (404) 676-2586 No 1.61

Georgia's Own Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Georgia's Own Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.74 2.10 2.35 3.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 319 41 39 26 100
Rank Among All Georgia Credit Unions 23 7 6 1 5

Georgia's Own Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.30 0.43 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 97 277 283
Rank Among All Georgia Credit Unions 12 27 15 35 35
Georgia's Own Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.74069,79880,875,033
All Other Unsecured Loans/Lines of Credit 12.99014,36222,713,125
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.75064821,003,775
New Vehicle Loans 2.10038,081260,876,568
Used Vehicle Loans 2.35053,672395,071,881
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.0003,114542,529,509
Total Other Real Estate Loans/Lines of Credit 4.0005,279217,229,807
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.25010,725246,784,840
TOTAL LOANS & LEASES 195,6791,787,084,538

Georgia's Own Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,127191,380,69512124,735,850
    b. 15 Years or less 1,829206,830,4848913,106,612
    a. > 15 years 2921,496,37700
    b. 15 Years or less 125121,791,2044452,024,592
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 41,030,7492263,000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1,10334,253,9101355,388,296
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 4,176182,975,89794212,325,854
Open-End Fixed Rate 0000
TOTALS 8,393759,759,3161,333107,844,204


Interest Only & Payment Option 1st Mortgage Loans 833,062,3827,092,658
Interest Only & Payment Option Other RE/LOC Loans 2,327142,910,4095,135,794
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Georgia's Own Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes