Of Atlanta Credit Union

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A short history of Of Atlanta CU

Since its inception in 1928 the Of Atlanta Credit Union has been serving its members in the ATLANTA, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Allen Upchurch, Jr., the Of Atlanta CU has grown its membership to over 17,881 with assets of more than $65,442,076. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (404) 658-6465 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ATLANTA, GA.

General Information For Of Atlanta CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67383
State Georgia 
Zip-Code 30310
Phone Number (404) 658-6465
Fax Number (404) 658-7906
Email Address: none
CEO/President Allen Upchurch, Jr.
Members 17,881 
Full-Time Employees 29 
Part-Time Employees
Number of Branch Offices
Total Assets 65,442,076 
Website http://www.cuatlanta.org 

Compare Of Atlanta Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Fort Mcpherson CU FMCU-MAIN BRANCH 1732 WALKER AVE SW 30310 (404) 753-4592 No 1.20
Big Bethel A.m.e. Church CU Auburn Avenue 206 Auburn Ave NE 30303 (404) 827-9715 No 3.63
Atlanta CU ATLANTA FEDERAL CU 3075 SYLVAN RD 30354 (404) 559-8833 No 3.69
1st Choice CU Admin Office 315 Auburn Ave NE 30312 (404) 832-5800 No 3.77
Coca-cola CU Corporate Office 1 Coca Cola Plz NW 30301 (404) 676-2586 No 3.80

Of Atlanta Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Of Atlanta Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 7.93 7.95 5.00 7.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 581 626 268 431
Rank Among All Georgia Credit Unions 17 71 67 26 37

Of Atlanta Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.05 0.05 0.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 142 340 291
Rank Among All Georgia Credit Unions 12 29 22 47 37
Of Atlanta Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.0001,3223,262,989
All Other Unsecured Loans/Lines of Credit 10.0002,9594,533,952
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 7.9301262,154,075
Used Vehicle Loans 7.95096711,959,085
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.00011999,718
Total Other Real Estate Loans/Lines of Credit 7.000591,382,484
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.05059465,453
TOTAL LOANS & LEASES 5,50324,757,756

Of Atlanta Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4594,64300
    b. 15 Years or less 4104,80100
    a. > 15 years 1130,16300
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 2170,11100


Closed-End Fixed Rate 511,144,1353144,959
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 8238,349362,560
Open-End Fixed Rate 0000
TOTALS 702,382,2026207,519


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Of Atlanta Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes