General Electric Credit Union

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A short history of General Electric CU

Since its inception in 1954 the General Electric Credit Union has been serving its members in the CINCINNATI, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Timothy Ballinger, the General Electric CU has grown its membership to over 176,684 with assets of more than $2,853,989,738. They have a main office and 12 branch offices. Please see the credit unions website or contact them by phone at (513) 243-4328 or email them at webmaster@gecreditunion.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CINCINNATI, OH.

General Information For General Electric CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68574
Address 10485 READING RD 
City CINCINNATI 
State Ohio 
Zip-Code 45241
Phone Number (513) 243-4328
Fax Number (513) 243-9206
Email Address: webmaster@gecreditunion.org
CEO/President Timothy Ballinger
Members 176,684 
Full-Time Employees 220 
Part-Time Employees
Number of Branch Offices 12 
Total Assets 2,853,989,738 
Website http://www.gecreditunion.org 

Compare General Electric Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Emery CU Liberty 7350 Liberty One Dr 45044 (513) 530-9351 No 2.53
Formica-evendale CU FORMICA-EVENDALE FCU 10155 READING RD 45241 (513) 786-3101 No 2.64
Mt Zion Woodlawn CU Mt. Zion Woodlawn FCU 10180 Woodlawn BLVD 45215 (513) 772-6230 No 4.53
Kemba CU Queensgate 1045 W 8th St 45203 (513) 762-5070 No 4.76
Reading CU Reading FCU 2110 E Galbraith Rd 45237 (513) 948-7777 No 5.09

General Electric Credit Union Financial Performance Charts


Performance Charts

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Financial Data


General Electric Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.49 3.64 3.89 3.25 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 200 227 189 44 132
Rank Among All Ohio Credit Unions 32 69 38 5 21

General Electric Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.20 1.19 1.19
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 114 135 134
Rank Among All Ohio Credit Unions 13 22 29 35 26
General Electric Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.49016,82048,218,890
All Other Unsecured Loans/Lines of Credit 7.2506,41121,121,575
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 8.250725,801
New Vehicle Loans 3.64041,330787,623,353
Used Vehicle Loans 3.89065,194855,559,639
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.2503,559601,648,673
Total Other Real Estate Loans/Lines of Credit 4.2502,987169,714,917
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.4905,781136,372,677
TOTAL LOANS & LEASES 142,0892,620,285,525

General Electric Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 27995,362,01819659,804,374
    b. 15 Years or less 1,728187,538,55711529,570,378
Balloon/Hybrid
    a. > 15 years 71995,160,47200
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 833223,587,6269428,735,120

OTHER REAL ESTATE

Closed-End Fixed Rate 1,434140,118,93514012,084,145
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,55329,595,9821346,899,751
Open-End Fixed Rate 0000
TOTALS 6,546771,363,590679137,093,768

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

General Electric Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes
Web Statistics