Emery Federal Credit Union

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A short history of Emery FCU

Since its inception in 1939 the Emery Federal Credit Union has been serving its members in the CINCINNATI, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Todd Cain, the Emery FCU has grown its membership to over 12,900 with assets of more than $156,545,733. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (513) 530-9351 or email them at info@emeryfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CINCINNATI, OH.

General Information For Emery FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3360
Address 7890 E KEMPER RD 
State Ohio 
Zip-Code 45249
Phone Number (513) 530-9351
Fax Number (513) 530-9357
Email Address: info@emeryfcu.org
CEO/President Todd Cain
Members 12,900 
Full-Time Employees 35 
Part-Time Employees
Number of Branch Offices
Total Assets 156,545,733 
Website http://www.emeryfcu.org 

Compare Emery Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
General Electric CU Reading Road 10485 Reading Rd 45241 (513) 243-4328 No 5.02
Members Trust CU Main Office 4000 Luxottica Pl 45040 (513) 765-6075 No 5.06
Formica-evendale CU FORMICA-EVENDALE FCU 10155 READING RD 45241 (513) 786-3101 No 5.49
Greater Cincinnati School CU Mason 7948 S Mason Montgomery Rd 45040 (513) 559-1234 No 6.57
Kemba CU Queensgate 1045 W 8th St 45203 (513) 762-5070 No 7.18

Emery Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Emery Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 3.24 3.99 3.25 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 173 202 44 200
Rank Among All Ohio Credit Unions 26 47 42 5 38

Emery Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.20 2.05 2.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 114 35 44
Rank Among All Ohio Credit Unions N/A 22 29 4 4
Emery Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9904,0536,668,922
All Other Unsecured Loans/Lines of Credit 9.9908253,557,255
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.24049110,856,882
Used Vehicle Loans 3.9901,42415,314,154
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.25040249,971,177
Total Other Real Estate Loans/Lines of Credit 4.75044216,475,084
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.9902663,415,967
TOTAL LOANS & LEASES 7,903106,259,441

Emery Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 352,468,44400
    b. 15 Years or less 21724,501,185215,357,320
    a. > 15 years 8113,621,208152,661,980
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 263,503,67700
Adjustable Rate > 1 yr 435,876,6632249,643


Closed-End Fixed Rate 1013,200,93917856,531
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 34113,274,1451422,370,725
Open-End Fixed Rate 0000
TOTALS 84466,446,26119711,496,199


Interest Only & Payment Option 1st Mortgage Loans 3438,6220
Interest Only & Payment Option Other RE/LOC Loans 31,026,0990
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Emery Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes