Kemba Credit Union

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A short history of Kemba CU

Since its inception in 1934 the Kemba Credit Union has been serving its members in the West Chester, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Daniel Sutton, the Kemba CU has grown its membership to over 91,365 with assets of more than $814,676,202. They have a main office and 12 branch offices. Please see the credit unions website or contact them by phone at (513) 762-5070 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in West Chester, OH.

General Information For Kemba CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61810
Address 8763 Union Centre Blvd 
City West Chester 
State Ohio 
Zip-Code 45069
Phone Number (513) 762-5070
Fax Number () -
Email Address:
CEO/President Daniel Sutton
Members 91,365 
Full-Time Employees 163 
Part-Time Employees 32 
Number of Branch Offices 12 
Total Assets 814,676,202 

Compare Kemba Credit Union To Other Local Credit Unions

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Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Emery CU Liberty 7350 Liberty One Dr 45044 (513) 530-9351 No 5.24
Aurgroup CU AurGroup Financial Credit Union 3085 Creekside Dr 45014 (513) 942-4422 No 5.58
General Electric CU Reading Road 10485 Reading Rd 45241 (513) 243-4328 No 5.62
Formica-evendale CU FORMICA-EVENDALE FCU 10155 READING RD 45241 (513) 786-3101 No 6.36
Members Trust CU Main Office 4000 Luxottica Pl 45040 (513) 765-6075 No 6.38

Kemba Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Kemba Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 3.59 3.59 3.38 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 220 157 59 132
Rank Among All Ohio Credit Unions 26 67 29 8 21

Kemba Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.15 1.24 1.24
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 124 129 127
Rank Among All Ohio Credit Unions N/A 28 34 31 22
Kemba Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.99012,25824,481,450
All Other Unsecured Loans/Lines of Credit 7.90010,06217,501,909
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.5003398,187,782
New Vehicle Loans 3.5905,966100,502,541
Used Vehicle Loans 3.59026,012294,329,244
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.380755178,087,988
Total Other Real Estate Loans/Lines of Credit 4.25070216,424,387
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.9906,22955,237,784
TOTAL LOANS & LEASES 62,323694,753,085

Kemba Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13014,133,5645840,200
    b. 15 Years or less 29216,626,402232,006,137
    a. > 15 years 255113,143,1436532,402,540
    b. 15 Years or less 7332,559,143118,117,971
Other Fixed Rate 225,469125,469
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 31,600,26700


Closed-End Fixed Rate 1272,861,23147473,530
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 54713,152,5522292,910,978
Open-End Fixed Rate 28410,60435,078
TOTALS 1,457194,512,37538446,781,903


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 402,925,2221,129,483
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kemba Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes