Reading Federal Credit Union

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A short history of Reading FCU

Since its inception in 1973 the Reading Federal Credit Union has been serving its members in the CINCINNATI, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Shannon King, the Reading FCU has grown its membership to over 763 with assets of more than $6,453,199. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (513) 948-7778 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CINCINNATI, OH.

General Information For Reading FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21503
State Ohio 
Zip-Code 45237
Phone Number (513) 948-7778
Fax Number (513) 948-4682
Email Address:
CEO/President Shannon King
Members 763 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 6,453,199 

Compare Reading Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Greater Cincinnati School CU Mason 7948 S Mason Montgomery Rd 45040 (513) 559-1234 No 2.70
Bardes Employees CU Headquarters 4730 Madison Rd 45227 (513) 533-6200 No 2.88
Carmel Brotherhood CU Carmel Presbyterian Church 3549 Reading Rd 45229 (513) 281-8388 No 3.80
Formica-evendale CU FORMICA-EVENDALE FCU 10155 READING RD 45241 (513) 786-3101 No 3.89
Mt Zion Woodlawn CU Mt. Zion Woodlawn FCU 10180 Woodlawn BLVD 45215 (513) 772-6230 No 4.26

Reading Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Reading Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 11.49 11.00 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 638 771 N/A N/A
Rank Among All Ohio Credit Unions N/A 138 156 N/A N/A

Reading Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.70 N/A 1.20 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 48 N/A 134 205
Rank Among All Ohio Credit Unions N/A 6 N/A 34 46
Reading Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.25098552,954
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 11.49015212,612
Used Vehicle Loans 11.00015164,688
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.7001423

Reading Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Reading Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes