Greater Cincinnati School Credit Union

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A short history of Greater Cincinnati School CU

Since its inception in 2000 the Greater Cincinnati School Credit Union has been serving its members in the Cincinnati, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Daryl Sawyer, the Greater Cincinnati School CU has grown its membership to over 11,543 with assets of more than $97,744,268. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (513) 559-1234 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Cincinnati, OH.

General Information For Greater Cincinnati School CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 96722
Address 7221 Montgomery Rd 
City Cincinnati 
State Ohio 
Zip-Code 45236
Phone Number (513) 559-1234
Fax Number (513) 793-0138
Email Address: none
CEO/President Daryl Sawyer
Members 11,543 
Full-Time Employees 32 
Part-Time Employees
Number of Branch Offices
Total Assets 97,744,268 
Website http://www.gccu.org 

Compare Greater Cincinnati School Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Reading CU Reading FCU 2110 E Galbraith Rd 45237 (513) 948-7777 No 2.58
Formica-evendale CU FORMICA-EVENDALE FCU 10155 READING RD 45241 (513) 786-3101 No 3.08
Bardes Employees CU Headquarters 4730 Madison Rd 45227 (513) 533-6200 No 3.28
General Electric CU Reading Road 10485 Reading Rd 45241 (513) 243-4328 No 3.60
Mt Zion Woodlawn CU Mt. Zion Woodlawn FCU 10180 Woodlawn BLVD 45215 (513) 772-6230 No 5.14

Greater Cincinnati School Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Greater Cincinnati School Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 3.10 3.25 3.95 5.60
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 156 120 133 301
Rank Among All Ohio Credit Unions 90 41 22 27 63

Greater Cincinnati School Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.15 0.80 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 124 207 184
Rank Among All Ohio Credit Unions N/A 28 34 55 37
Greater Cincinnati School Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.9003,1065,383,099
All Other Unsecured Loans/Lines of Credit 10.9009293,507,335
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.1001272,235,413
Used Vehicle Loans 3.2503302,807,017
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.95026525,871,171
Total Other Real Estate Loans/Lines of Credit 5.6001162,122,798
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.35080515,276,197
TOTAL LOANS & LEASES 5,67857,203,030

Greater Cincinnati School Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 15317,135,28481,500,735
    b. 15 Years or less 1128,735,8874483,310
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 34669,33900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 821,453,4593170,000
Open-End Fixed Rate 0000
TOTALS 38127,993,969152,154,045

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Greater Cincinnati School Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes